Here is an example of the last newsletter:
SP500 Last Signal Comment
We just had a new sell signal last Friday on June 10, 2005. As expected we faced strong resistance at 1200 and it ended with a double top as stated in previous cases. We have 36 points profit (3%) that the trade was in line with expectations. A double top should always be taken because we had 90% success in the past very seriously. We still have a strong support between 1140 and 1160. We now expect to fall to the lower band of the market in the coming weeks (see chart below). We just completed our second cycle of this year and we are now waiting for the next buy signal to start a new one. On
ND100 Last Signal Comment
We had our last buy signal on April 21, 2005. Since then, the market tried to consolidate just above the 1400 mark which is now considered as a good foothold. We are lead of 73 points so far. We had just a second week now closed down for the moving average and get. Very close to a sell signal The 1460 opposition was more serious than antcipated. This market has not completed any cycle so far and we have our first cycle as we speak. So this last buy signal is ahead for some good profit.
DOW Last Signal Comment
We had our last buy signal on April 21, 2005. Since then, we had a good swing above 10,400, but the DOW had a set back able to downtrending line breaking force since early March. We had a little up this week in this market. It was the only places of a positive step. We are now 294 points ahead. We are not very far to get a sell signal. I have no great profit to expect from this trade, but we now know it will be a profitable one. The 10,600 resistance continued threat this market. We had so far completed one cycle of this year and we are now in a second. It seems that we have a good support at 10,100 (see chart below).
Special Option Strategy Update
We are now 3 weeks into our SP500 1100 PUT around $ 1.45. So much for the value of this PUT now of $ 0.35. With only one week to go we will definitely money with this trade. Always remember that you need between 11,000 and $ 15,000 margin for each contract.
Current economic conditions
Inflation appears to be less related to the latest economic figures in recent weeks. The industrial activity slowed and the employment number was sharply down as well (see below). We can expect at least another two rate hikes in the coming months. The experts are not so sure that we will reach 4% before we can see a break. On rate hikes The break can now come earlier.
Mr. Greenspan tried to reassure this week on the continuation of the current economic growth investors. Time will tell if he's right.
The U.S. employment was weak in May with only 78,000 new Jons created compared to 275,000 in April. The employment numbers keep coming in in some way inconsistent. In March we had created only 140,000 jobs, which was considered weak.
The SP500 PE ratio is at 19.40 which is considered low. Remember that when the last major economic cycle that began in March 2003 with the PE ratio was about 16. So we are on the low side. The markets are way is overbought and we should not expect any major bear market that for the moment.
The latest revised GDP for the first quarter of 2005 was 3.5 only 0.1 from the expectations compared to the previous reading of 3.8. It starts on a slight slowdown in economic growth, but nothing to show. Worry at this point
This is it for this week and continue each signal change on the Index Trading Signals page monitors
Follow this link to see it. Latest issue Since there are graphics processing I am unable to paste the content in this box.
So follow this link:
Thanks
Richard Bastien
My name is Richard Bastien. I have a computer specialist for over 30 years. I researched and created an Index Trading System with 100% automated trading signals in the past 10 years.
Friday, 30 May 2014
Thursday, 15 May 2014
Beginning Investor - Investment Terms
Over the past two months, readers have brought to my attention that there is a steep learning curve for investment terminology. Therefore, the focus of Beginning Investor column this month will be investment terminology. The financial world can be complex. This article does not intend to present a comprehensive set of definitions, but rather as a general guide to help you understand the most frequently
used financial terms. There is no way we could cover everything - and I'm sure we will not - but it needs some things clear for those who are new to investing. This month, we will look at stock-related words in particular.
Stock
Let's start with the absolute basics. The
common type of investment is in the form of
stock. Stock has its own security - that is,
When you buy shares, you are buying a
piece of that company. You are co-owner,
and so to help you select the right people
that the business runs from day to day.
Money is made of stocks, either through dividends,
or capital gains.
Annual Report / 10-K
The annual report can come in two forms,
the glossy annual report, which looks nice,
and is relatively easy to read and understand,
and 10-K, which is an official SEC
submit required for listed companies.
The 10-K is a legal document, and is therefore
much more difficult to read, but
can provide much more information.
Gains
The sale price minus the purchase price of
stocks are referred to as capital gains.
Dividend
A dividend is a payment that a per share
company has the option to explain.
Essentially, dividends are a way for a company
to share with the owners, their profits
shareholders. Public companies are not
required to declare dividends.
EPS
The term EPS earnings expectations of a company
per share for the year.
Equity
Equity is simply a term used to indicate that a specific
type of security gives you partial ownership
of a company.
Liabilities
Liabilities are debts of any kind of a business.
Market capitalization
Market capitalization, or market cap, is
the total number of shares outstanding (held
by investors) multiplied by the share price at
a given day.
Mutual Fund
A Mutual Fund is an investment
whose only business is to buy shares in
other companies, and turn a profit for their
own customers. When you buy a share of a
mutual fund, you are essentially buying in
any business that specific
fund holds. Mutual funds can be a good
investment for those who are new to investing.
Quick Net Assets
A company Quick Net Assets, or NQA are
the sum of the debts of a company deducted
the sum of the assets of a company.
P / E
The P / E ratio of their share of a company
price for their earnings for a specific tax
year. This can be used as a good indicator of
financial health of a company and buy
prospects. A good P / E value varies by sector.
Par Value
Par Value is determined by a random number
a company in the issuance of a particular
type stock (i.e., it varies from class to
class). Essentially, nominal value carries no real
significance.
Share Price
Share Price is the price at which a share of
shares of a company is selling.
Short
A short is a method to earn money even
when the price of a share decreases. The way in which a short
works is that a person will get shares of a
stock on margin (loan shares from stock
broker). This person will then sell these
shares, and wait until the price drops before
reimbursement of his broker. If then, you buy 100
shares of the company at x $ 10 per share, and
sell them for that price, you will be $ 1,000.
If the price of the stock drops to $ 5, you
still have to pay for that 100 your broker
shares, but the price will be only $ 5. So
you pay your broker $ 500 for those shares,
and pocket the difference.
Divide
When a stock split is declared, a ratio
picked up by the company. Total company
shares are multiplied by this ratio, while the
share price divided by this ratio. Thus, a
02:01 split in 20 shares of a $ 10 stock
would result in 40 shares of a $ 5 stock.
Stock Classes
Companies can issue several classes of
stock, each with its own voting stock
price and nominal value. Typically, special classes
are available for certain individuals, while only
ordinary shares are traded on public exchanges.
SEC
The SEC or Securities and Exchange
Commission, is a United States government
agency that focuses on the regulation of public
companies and the stock market.
Companies are required to follow. SEC guidelines
Securities
The word safety is just the technical term
for an asset such as a stock or bond. Use it often,
because it will make people think you are
really smart.
Well, that about does. If you
hear about the SEC cracking down on a company
for not accurately their 10-K, or
when someone talks about shorting an equity
security with a terrible P / E, you know exactly
what they are talking about.
used financial terms. There is no way we could cover everything - and I'm sure we will not - but it needs some things clear for those who are new to investing. This month, we will look at stock-related words in particular.
Stock
Let's start with the absolute basics. The
common type of investment is in the form of
stock. Stock has its own security - that is,
When you buy shares, you are buying a
piece of that company. You are co-owner,
and so to help you select the right people
that the business runs from day to day.
Money is made of stocks, either through dividends,
or capital gains.
Annual Report / 10-K
The annual report can come in two forms,
the glossy annual report, which looks nice,
and is relatively easy to read and understand,
and 10-K, which is an official SEC
submit required for listed companies.
The 10-K is a legal document, and is therefore
much more difficult to read, but
can provide much more information.
Gains
The sale price minus the purchase price of
stocks are referred to as capital gains.
Dividend
A dividend is a payment that a per share
company has the option to explain.
Essentially, dividends are a way for a company
to share with the owners, their profits
shareholders. Public companies are not
required to declare dividends.
EPS
The term EPS earnings expectations of a company
per share for the year.
Equity
Equity is simply a term used to indicate that a specific
type of security gives you partial ownership
of a company.
Liabilities
Liabilities are debts of any kind of a business.
Market capitalization
Market capitalization, or market cap, is
the total number of shares outstanding (held
by investors) multiplied by the share price at
a given day.
Mutual Fund
A Mutual Fund is an investment
whose only business is to buy shares in
other companies, and turn a profit for their
own customers. When you buy a share of a
mutual fund, you are essentially buying in
any business that specific
fund holds. Mutual funds can be a good
investment for those who are new to investing.
Quick Net Assets
A company Quick Net Assets, or NQA are
the sum of the debts of a company deducted
the sum of the assets of a company.
P / E
The P / E ratio of their share of a company
price for their earnings for a specific tax
year. This can be used as a good indicator of
financial health of a company and buy
prospects. A good P / E value varies by sector.
Par Value
Par Value is determined by a random number
a company in the issuance of a particular
type stock (i.e., it varies from class to
class). Essentially, nominal value carries no real
significance.
Share Price
Share Price is the price at which a share of
shares of a company is selling.
Short
A short is a method to earn money even
when the price of a share decreases. The way in which a short
works is that a person will get shares of a
stock on margin (loan shares from stock
broker). This person will then sell these
shares, and wait until the price drops before
reimbursement of his broker. If then, you buy 100
shares of the company at x $ 10 per share, and
sell them for that price, you will be $ 1,000.
If the price of the stock drops to $ 5, you
still have to pay for that 100 your broker
shares, but the price will be only $ 5. So
you pay your broker $ 500 for those shares,
and pocket the difference.
Divide
When a stock split is declared, a ratio
picked up by the company. Total company
shares are multiplied by this ratio, while the
share price divided by this ratio. Thus, a
02:01 split in 20 shares of a $ 10 stock
would result in 40 shares of a $ 5 stock.
Stock Classes
Companies can issue several classes of
stock, each with its own voting stock
price and nominal value. Typically, special classes
are available for certain individuals, while only
ordinary shares are traded on public exchanges.
SEC
The SEC or Securities and Exchange
Commission, is a United States government
agency that focuses on the regulation of public
companies and the stock market.
Companies are required to follow. SEC guidelines
Securities
The word safety is just the technical term
for an asset such as a stock or bond. Use it often,
because it will make people think you are
really smart.
Well, that about does. If you
hear about the SEC cracking down on a company
for not accurately their 10-K, or
when someone talks about shorting an equity
security with a terrible P / E, you know exactly
what they are talking about.
Wednesday, 30 April 2014
Penny Stock Investing
The nature of Penny Stocks
For anyone new to investing in penny stocks, you should be made of the differences between these micro-cap stocks and the more conventional blue-chip and mid-cap investments. First conscious Unlike buying shares in a large, stable company like Ford or IBM, you are dealing with speculative investments.
Penny stocks literally trade for pennies per share, or as much as a few dollars. The beauty of penny stocks, of course, is that sometimes they 'grow up' and become mid-cap stocks, multiplying in value hundreds of times over and making many people very rich.
With penny stocks, also called micro-caps or juniors, you will see much greater price volatility and therefore a greater and faster gains and losses in the value of assets. It is precisely this volatility which draws investors to the junior markets, as a good choice you could make hundreds of times what you could ever make on the larger markets.
Of course, there is more risk than buying bonds, blue chips or defensive stocks - but this added risk is tempered with the possibility of making the big profits.
Most penny stocks, but not all, are resource or technology companies who initially sold shares in an effort to raise money for exploration or product development programs money. Many of the companies have large debt burden and are not necessarily more money than they lose.
However, it is the possibility of a large, or even lack of success in their quest that often dramatic feed rate increases and this is where the value is located.
Profit Potential
Modern Strategies Inc. owns http://www.pennystockinsider.com, is in the business of research penny stocks for many years, and is effective at uncovering the best small cap investment opportunities and the most rewarding profit situations in the penny stock market .
There are several ways to take advantage of penny stock investments. Modern Strategies Inc. has uncovered the most rewarding investment situations.
Promotional Stocks - These issues may or may not have much real value. To arouse interest for these types of promoters stocks in an effort to drive higher. Share prices The initiators have large equity stakes and so they make more money the higher the share price travels. Eventually, they sell their business in the promotion and generate great personal profit. Then they move on to the next project, leaving the original stock and all its investors behind. Without the work of the promoter, the promotional issue soon comes crashing down.
These are the kind of investor shares hear horror stories about, because many people often lose a good deal of money if they are naive about promotional ploys. However, getting in on a promotional stock early in its life, and keep an eye on the actions of the promoter can be very, very rewarding. It's like having a full time stock promoter doing everything in his power to the share prices of the stocks you own to go through to get the roof and investors who get in early you go along for the ride!
Technical Precursors - often technical analysis can reveal patterns in the cycles of penny stocks trading. Sometimes these patterns illustrate excellent buying opportunities, where the underlying stock has to move strongly, a great opportunity up and only a small chance of falling in value.
In addition, there are sometimes situations where several positive technical indicators combine to reveal that a problem is very likely to increase greatly in price, indicating that the specific problem is for a short time at once has excellent investment potential.
Fundamental Strength - Fundamentals involve criteria such as income, debt, assets, and many others. It was long thought that earnings were the main driving force behind share prices, but Modern Strategies Inc. has since disproved this theory as it applies to penny stock companies. Instead, uncovering the best medium to long term investment opportunities must be done through exhaustive analysis of company financial statements. Investors who get involved in the companies that make the most money should have to improve. Most effective management, and trends in all factors of their operations As well, industry comparisons and to present the research of key financial ratios clues about which companies are destined for higher share prices.
Good fundamental analysis of penny stock companies will generally show that there are about 2 or 3 superior investment opportunities on the 100 companies surveyed. These 2 or 3 excellent corporations often represent better investments than 90% of stocks on the large-cap markets like the NYSE.
Undervalued Situations - Sometimes companies see their share price slide dramatically. There are occasions where this decrease has very little to do with the underlying fundamentals, and to factors such as overall market weakness, interest rate increases, or others more.
Opportunity exists in such situations because the shares are often 'unfairly valued' and a return to more realistic prices is inevitable. There are often cases where companies have more cash on hand per share than the market price, or price to earnings ratios as low as 5.0. Although there is much more to uncovering the best undervalued situations, this is the basis behind the concept.
Minimized Downside - Often the combination of technical analysis and undervalued situations can reveal penny stock companies that have tremendous upside potential, and have a very low probability of declining in value significantly.
Such investments are excellent choices for penny stock investors that are less risk-averse.
Special notes about Penny Stock Companies
Penny stock companies change their names more often than other listed companies, and are also subject to more stock-swaps and consolidations. In each of these events, your shares in your account will be replaced with the appropriate stock will be delivered to you. Automatically by your broker and notice
For example, if you have 5000 shares of EXO owned and you get to two shares for every five shares of LOR, you would find your account holdings revised 2000 LOR which can be traded like to display normally. You will no longer have the 5000 EXO.
In rare cases, a penny stock company to be delisted. This means that the shares will no longer trade on the stock market, and if the company is not listed on another exchange or re-recorded at a future date, you may be subject to a loss of capital is equal to 100% of the total investment. However, this is a very rare event, and there are simple ways to protect discussed periodically. Modern Strategies Inc. publications yourself Delisting is a greater concern for investors who intend to establish a long-term use (several years) buy and hold strategy with penny stocks generally.
Peter Leeds, one of North America's leading Investment Coaches, is a self-made millionaire who made his fortune in the stock markets. He is also empowered thousands of people to do the same. His personal success and incredible ability to consistently pick money-making stocks has earned him a loyal following of successful investors and has generated a lot of attention from the financial world.
For anyone new to investing in penny stocks, you should be made of the differences between these micro-cap stocks and the more conventional blue-chip and mid-cap investments. First conscious Unlike buying shares in a large, stable company like Ford or IBM, you are dealing with speculative investments.
Penny stocks literally trade for pennies per share, or as much as a few dollars. The beauty of penny stocks, of course, is that sometimes they 'grow up' and become mid-cap stocks, multiplying in value hundreds of times over and making many people very rich.
With penny stocks, also called micro-caps or juniors, you will see much greater price volatility and therefore a greater and faster gains and losses in the value of assets. It is precisely this volatility which draws investors to the junior markets, as a good choice you could make hundreds of times what you could ever make on the larger markets.
Of course, there is more risk than buying bonds, blue chips or defensive stocks - but this added risk is tempered with the possibility of making the big profits.
Most penny stocks, but not all, are resource or technology companies who initially sold shares in an effort to raise money for exploration or product development programs money. Many of the companies have large debt burden and are not necessarily more money than they lose.
However, it is the possibility of a large, or even lack of success in their quest that often dramatic feed rate increases and this is where the value is located.
Profit Potential
Modern Strategies Inc. owns http://www.pennystockinsider.com, is in the business of research penny stocks for many years, and is effective at uncovering the best small cap investment opportunities and the most rewarding profit situations in the penny stock market .
There are several ways to take advantage of penny stock investments. Modern Strategies Inc. has uncovered the most rewarding investment situations.
Promotional Stocks - These issues may or may not have much real value. To arouse interest for these types of promoters stocks in an effort to drive higher. Share prices The initiators have large equity stakes and so they make more money the higher the share price travels. Eventually, they sell their business in the promotion and generate great personal profit. Then they move on to the next project, leaving the original stock and all its investors behind. Without the work of the promoter, the promotional issue soon comes crashing down.
These are the kind of investor shares hear horror stories about, because many people often lose a good deal of money if they are naive about promotional ploys. However, getting in on a promotional stock early in its life, and keep an eye on the actions of the promoter can be very, very rewarding. It's like having a full time stock promoter doing everything in his power to the share prices of the stocks you own to go through to get the roof and investors who get in early you go along for the ride!
Technical Precursors - often technical analysis can reveal patterns in the cycles of penny stocks trading. Sometimes these patterns illustrate excellent buying opportunities, where the underlying stock has to move strongly, a great opportunity up and only a small chance of falling in value.
In addition, there are sometimes situations where several positive technical indicators combine to reveal that a problem is very likely to increase greatly in price, indicating that the specific problem is for a short time at once has excellent investment potential.
Fundamental Strength - Fundamentals involve criteria such as income, debt, assets, and many others. It was long thought that earnings were the main driving force behind share prices, but Modern Strategies Inc. has since disproved this theory as it applies to penny stock companies. Instead, uncovering the best medium to long term investment opportunities must be done through exhaustive analysis of company financial statements. Investors who get involved in the companies that make the most money should have to improve. Most effective management, and trends in all factors of their operations As well, industry comparisons and to present the research of key financial ratios clues about which companies are destined for higher share prices.
Good fundamental analysis of penny stock companies will generally show that there are about 2 or 3 superior investment opportunities on the 100 companies surveyed. These 2 or 3 excellent corporations often represent better investments than 90% of stocks on the large-cap markets like the NYSE.
Undervalued Situations - Sometimes companies see their share price slide dramatically. There are occasions where this decrease has very little to do with the underlying fundamentals, and to factors such as overall market weakness, interest rate increases, or others more.
Opportunity exists in such situations because the shares are often 'unfairly valued' and a return to more realistic prices is inevitable. There are often cases where companies have more cash on hand per share than the market price, or price to earnings ratios as low as 5.0. Although there is much more to uncovering the best undervalued situations, this is the basis behind the concept.
Minimized Downside - Often the combination of technical analysis and undervalued situations can reveal penny stock companies that have tremendous upside potential, and have a very low probability of declining in value significantly.
Such investments are excellent choices for penny stock investors that are less risk-averse.
Special notes about Penny Stock Companies
Penny stock companies change their names more often than other listed companies, and are also subject to more stock-swaps and consolidations. In each of these events, your shares in your account will be replaced with the appropriate stock will be delivered to you. Automatically by your broker and notice
For example, if you have 5000 shares of EXO owned and you get to two shares for every five shares of LOR, you would find your account holdings revised 2000 LOR which can be traded like to display normally. You will no longer have the 5000 EXO.
In rare cases, a penny stock company to be delisted. This means that the shares will no longer trade on the stock market, and if the company is not listed on another exchange or re-recorded at a future date, you may be subject to a loss of capital is equal to 100% of the total investment. However, this is a very rare event, and there are simple ways to protect discussed periodically. Modern Strategies Inc. publications yourself Delisting is a greater concern for investors who intend to establish a long-term use (several years) buy and hold strategy with penny stocks generally.
Peter Leeds, one of North America's leading Investment Coaches, is a self-made millionaire who made his fortune in the stock markets. He is also empowered thousands of people to do the same. His personal success and incredible ability to consistently pick money-making stocks has earned him a loyal following of successful investors and has generated a lot of attention from the financial world.
Tuesday, 15 April 2014
Bearish or Bullish?
If you are interested in investing in stocks and the stock market, you may have many questions. Even if you have already started investing, you may have many questions about the details of the stock market and your options. Even investing pro needs tips occasionally the stock and on
a path of continuous daily teaching practice. That is their lifestyle and sometimes also their contribution in life.
So, how, as a part-time investor, you know where to go
for recommendations? How can you be sure of the ideas you
his
get is good advice? How can you use that advice
make
right decisions about your portfolio so that your investment
meets your ultimate plan?
Stock advice comes in many forms, financial reports,
newsletters, charts, and journals,
provided
by financial institutions, securities analysts and investment
companies are just a few of the valuable resources for the market
data. Stock tips, investment strategies and money
management forecasts can be obtained by a mere phone
call
or in a casual chat with your family or business
colleague.
You can get by watching CNN or your local stock advice
news and see what is going on in the world and the
condition of various companies. You can also watch
companies looking to grow or merge and how
projections and strategies of the companies' are.
And with the advent of the internet, stock advice can be
found almost everywhere at the touch of a keyboard. Most
advice
is no cost. Many software programs are also
designed to help take the guesswork out of trading
and
This can be downloaded to your computer.
Although everyone you know their two cents worth may have
to
add to your inventory decision, finding really excellent
stock advice can often elusive and downright
expensive. That is why it is important to investigate and
compare the investment firms themselves, asking the court
questions and searching for those who have established
follow
records, you can early and often on the road to success.
Whether the current market trend is bullish or bearish,
there are opportunities out there to make it profitable
you. Think long term, not short-term (in particular, if you are
start at a young age) and the market will
successfully.
a path of continuous daily teaching practice. That is their lifestyle and sometimes also their contribution in life.
So, how, as a part-time investor, you know where to go
for recommendations? How can you be sure of the ideas you
his
get is good advice? How can you use that advice
make
right decisions about your portfolio so that your investment
meets your ultimate plan?
Stock advice comes in many forms, financial reports,
newsletters, charts, and journals,
provided
by financial institutions, securities analysts and investment
companies are just a few of the valuable resources for the market
data. Stock tips, investment strategies and money
management forecasts can be obtained by a mere phone
call
or in a casual chat with your family or business
colleague.
You can get by watching CNN or your local stock advice
news and see what is going on in the world and the
condition of various companies. You can also watch
companies looking to grow or merge and how
projections and strategies of the companies' are.
And with the advent of the internet, stock advice can be
found almost everywhere at the touch of a keyboard. Most
advice
is no cost. Many software programs are also
designed to help take the guesswork out of trading
and
This can be downloaded to your computer.
Although everyone you know their two cents worth may have
to
add to your inventory decision, finding really excellent
stock advice can often elusive and downright
expensive. That is why it is important to investigate and
compare the investment firms themselves, asking the court
questions and searching for those who have established
follow
records, you can early and often on the road to success.
Whether the current market trend is bullish or bearish,
there are opportunities out there to make it profitable
you. Think long term, not short-term (in particular, if you are
start at a young age) and the market will
successfully.
Sunday, 30 March 2014
Investing and Understanding What You Buy
"There is nothing more frightening than ignorance in action!"
Johann Wolfgang von Goethe (1749 - 1832)
I do not really know how cars actually work. Not really! I know how to drive them, but if you asked me how they work, I would not really know how to explain certain.
That little technical limitation on my part not stop me know if XYZ Autos is a quality company or not. I do not understand the cars they make, but I understand XYZ Autos. Furthermore, this insight is essential for making a decision about the value of their stock.
There are many good and objective ways to value stocks and improve your finances. This involves looking at various financial ratios. However, one of my simplest rules of investing is that you should always understand what you are buying!
This is not original with me. It is a fundamental part of fundamental analysis!
How deep should you study to understand before you invest in is a rather personal decision for a company
Some investors feel fine with just a general concept, while others want to know everything there is to know about the company. I think somewhere in between is perfect.
But you should know what makes a company different from others, and whether that difference adds no real value or not.
Sometimes different is not good ...
Buy what you understand for a reasonable price and you will be well on your way to successful investing!
Copyright © 2005 I.E.C. Haramis
Ioannis - Evangelos (Akis) C. Haramis was born in Athens, Greece in 1951. Studied Business Administration, Marketing and Economics in Athens, Greece, in Chicago, ILL and in Boulder, CO (USA), as well as in Leuven, Belgium. He has been active in the equity markets since 1972 as an investor, broker and consultant for individual investors and various funds. He is Managing Director of New Business Development at a leading Investment Bank and publisher of
Johann Wolfgang von Goethe (1749 - 1832)
I do not really know how cars actually work. Not really! I know how to drive them, but if you asked me how they work, I would not really know how to explain certain.
That little technical limitation on my part not stop me know if XYZ Autos is a quality company or not. I do not understand the cars they make, but I understand XYZ Autos. Furthermore, this insight is essential for making a decision about the value of their stock.
There are many good and objective ways to value stocks and improve your finances. This involves looking at various financial ratios. However, one of my simplest rules of investing is that you should always understand what you are buying!
This is not original with me. It is a fundamental part of fundamental analysis!
How deep should you study to understand before you invest in is a rather personal decision for a company
Some investors feel fine with just a general concept, while others want to know everything there is to know about the company. I think somewhere in between is perfect.
But you should know what makes a company different from others, and whether that difference adds no real value or not.
Sometimes different is not good ...
Buy what you understand for a reasonable price and you will be well on your way to successful investing!
Copyright © 2005 I.E.C. Haramis
Ioannis - Evangelos (Akis) C. Haramis was born in Athens, Greece in 1951. Studied Business Administration, Marketing and Economics in Athens, Greece, in Chicago, ILL and in Boulder, CO (USA), as well as in Leuven, Belgium. He has been active in the equity markets since 1972 as an investor, broker and consultant for individual investors and various funds. He is Managing Director of New Business Development at a leading Investment Bank and publisher of
Saturday, 15 March 2014
Angel Investors: Who They Are & When Are They Appropriate
Angel investors are individuals who invest in emerging business ventures. Angels in the supply line both capital and know-how to companies in either their start-up or development phase. The increased risk of investing in such companies reflect angels seek a higher return versus traditional public stock investments.
Angel investors fulfill the financing need that exists between provided by friends and family and capital provided by venture capitalists capital. Individual angel investors often write checks from $ 25,000 to $ 100,000. Recently, angel investing more and more organized, and angel groups often invest from $ 250,000 to $ 500,000 at a time to deserving ventures.
Angel investors often have similar financing criteria as venture capitalists. They want to own intellectual property, large market size, management team members with expertise and experience, and a current valuation that allows for a good return on investment to see.
In identifying and attracting an angel investor, companies are looking angel groups in their region. For example, the Tech Coast Angels have funded more than 85 Southern California-based companies since 1997. When seeking individual angel investors, it is essential to network, to create a personal connection between you and the angel create. Also, ideally the individual has experience in your field, so he / she can contact industry and provide operational expertise in addition to capital.
Since its inception, Business Plan developed over 200 business plans. Growthink clients have collectively produced more than 750 million dollars in increased funding, launched numerous new product and service lines and gained competitive advantage and market share. Growthink has become the firm of choice for venture capital firms, angel investors, companies and entrepreneurs informed. For more information please visit
Angel investors fulfill the financing need that exists between provided by friends and family and capital provided by venture capitalists capital. Individual angel investors often write checks from $ 25,000 to $ 100,000. Recently, angel investing more and more organized, and angel groups often invest from $ 250,000 to $ 500,000 at a time to deserving ventures.
Angel investors often have similar financing criteria as venture capitalists. They want to own intellectual property, large market size, management team members with expertise and experience, and a current valuation that allows for a good return on investment to see.
In identifying and attracting an angel investor, companies are looking angel groups in their region. For example, the Tech Coast Angels have funded more than 85 Southern California-based companies since 1997. When seeking individual angel investors, it is essential to network, to create a personal connection between you and the angel create. Also, ideally the individual has experience in your field, so he / she can contact industry and provide operational expertise in addition to capital.
Since its inception, Business Plan developed over 200 business plans. Growthink clients have collectively produced more than 750 million dollars in increased funding, launched numerous new product and service lines and gained competitive advantage and market share. Growthink has become the firm of choice for venture capital firms, angel investors, companies and entrepreneurs informed. For more information please visit
Friday, 28 February 2014
Investing and Asset Allocation
Sometimes you have sleepless nights worrying about which stocks to buy and sell, to possess those funds and to dump and or in bonds.
These are all legitimate concerns, but the biggest determinant of your success as an investor, your acumen in not selecting specific stocks, bonds or funds for your portfolio. No, it will be your asset allocation. That is, the way you slice up your portfolio in broad categories of, say, large-cap growth stocks and value stocks and triple A bonds and so on.
There are many opportunities for investors today. Making use of these opportunities by strategically spreading your money in a number of different instruments can use to protect your portfolio and improve your chances of achieving a desired yield.
It is important for investors to understand that diversification in building a balanced portfolio helps reduce risk and improve returns.
Asset allocation is another way to diversify. It uses the fact that when it comes to risk and reward, financial classes such as equities, bonds and money market instruments (money value) represents all behave quite differently!
Stocks, for example, offer the highest returns among the three "asset classes" but they also carry the highest risk of losses.
Bonds are not as lucrative, but they offer much more stability than stocks.
Money market yields are puny, but you will never lose your initial investment.
An asset allocation strategy looks at your specific goals and circumstances and determine which asset gives you the optimal mix of risk and reward.
Asset allocation is a process to visit again and again as you continue to build your portfolio in your life. Again Learn about the events that a period of re-evaluation of your asset allocation may suggest!
Chances are that, over time, the value of your investment in shares will be faster than grow. In bonds and cash equivalents of your investments Eventually you will probably have a greater percentage of your money invested in stocks recommended than your original strategy.
When this situation occurs, your portfolio will be exposed to more risk. To ensure that your assets are invested appropriately periodically rebalance your investments!
Ioannis Evangelos (Akis) Haramis was born in Athens, Greece in 1951. He studied in Greece, in the U.S. and in Belgium and is active in the equity markets since 1972. Since 2002 he is New Business Development Managing Director at an Investment Bank and the publisher of
These are all legitimate concerns, but the biggest determinant of your success as an investor, your acumen in not selecting specific stocks, bonds or funds for your portfolio. No, it will be your asset allocation. That is, the way you slice up your portfolio in broad categories of, say, large-cap growth stocks and value stocks and triple A bonds and so on.
There are many opportunities for investors today. Making use of these opportunities by strategically spreading your money in a number of different instruments can use to protect your portfolio and improve your chances of achieving a desired yield.
It is important for investors to understand that diversification in building a balanced portfolio helps reduce risk and improve returns.
Asset allocation is another way to diversify. It uses the fact that when it comes to risk and reward, financial classes such as equities, bonds and money market instruments (money value) represents all behave quite differently!
Stocks, for example, offer the highest returns among the three "asset classes" but they also carry the highest risk of losses.
Bonds are not as lucrative, but they offer much more stability than stocks.
Money market yields are puny, but you will never lose your initial investment.
An asset allocation strategy looks at your specific goals and circumstances and determine which asset gives you the optimal mix of risk and reward.
Asset allocation is a process to visit again and again as you continue to build your portfolio in your life. Again Learn about the events that a period of re-evaluation of your asset allocation may suggest!
Chances are that, over time, the value of your investment in shares will be faster than grow. In bonds and cash equivalents of your investments Eventually you will probably have a greater percentage of your money invested in stocks recommended than your original strategy.
When this situation occurs, your portfolio will be exposed to more risk. To ensure that your assets are invested appropriately periodically rebalance your investments!
Ioannis Evangelos (Akis) Haramis was born in Athens, Greece in 1951. He studied in Greece, in the U.S. and in Belgium and is active in the equity markets since 1972. Since 2002 he is New Business Development Managing Director at an Investment Bank and the publisher of
Saturday, 15 February 2014
Investing in Son's Business Could Cause a Real Family Feud
Q: My youngest son wants to borrow $ 5,000 to start his own business. My wife is not afraid to tell him. She thinks we should just give him the money and expect nothing in return. I disagree. He has a very good track record with no money, so I'm a little worried that my investment lost. Should I lend him the money and hope for the best or just tell him no and hope he does not get too upset?
A: The first thing you should do, Jeff, is to determine whether this money to your son would be offered in the form of a grant, loan or investment. The wording of your question tells me that you have not done that all important distinction.
It sounds like your wife wants to do, something to be expected, returned a gift of money but the undying love of her last born son.
You, on the other hand, do not know if you should offer the money as a loan (should I lend him the money) or as an investment (worried that my investment to be lost).
Until you can make that distinction needs money to stay on the bench.
I have a very simple rule when it comes to lending money to relatives: NEVER, EVER loan money to anyone you might have to sit next to at Thanksgiving dinner.
"Son, give me that dressing and tell everyone the story of how you blew your old father's retirement money ..."
A loan from a family member is no different than a loan from a bank. You, Mr. Banker, are giving your son, sir borrower, the use of your money for a certain period of time and you expect to pay under certain conditions even if their business to the south the loan. Sure, you will probably be a bit more forgiving than a bank when the loan goes unpaid, but the damage to your personal relationship can restore extreme and difficult.
In the most basic terms if you borrow your son the money you he is the creditor and the debtor. Have you ever heard of a creditor and debtor have a very good relationship? Visa has ever just called to ask how you're doing? Does your mortgage company ever had a child named after you? Probably not.
The same rule applies with investing in a family business. I have raised money for various business ventures and not once did I ever think about asking my relatives to chip in. The last thing I would ever want to do is lose my mother's yard sale money. I had never heard the end of it!
An investment is made with the understanding that money is totally at risk with no guarantee of return. Even under the best circumstances, an investment in any business is a gamble. You are betting your money that the company will be successful and that you get a payback at some point in the future.
Hug your money real tight before the investment, because if the company does not make it you will never see your money.
You and your wife seem very concerned about making your son crazy, which is another big red flag calling for me. If your son is not mature enough to take the word without getting upset, "no" he's certainly not mature enough to start a business and to implement. Unless that company is a bicycle paper route, and even then I would not put my money on his chances of success.
The bottom line is this: if you can afford to give your son the money and can do so without attaching strings, then by all means give him the money and wish him well. Courageous entrepreneurial spirit and support him as a parent should.
However, do not expect anything in return and never spend the money, especially if he's the one carving the turkey on Thanksgiving Day.
Here's to your success!
Tim Knox, Entrepreneur, Author, Speaker, Radio Host
Founder, The Insiders Club, gives you the opportunity to start your business today
Bestselling author of "Everything I Know About Business I Learned From My Mama"
A: The first thing you should do, Jeff, is to determine whether this money to your son would be offered in the form of a grant, loan or investment. The wording of your question tells me that you have not done that all important distinction.
It sounds like your wife wants to do, something to be expected, returned a gift of money but the undying love of her last born son.
You, on the other hand, do not know if you should offer the money as a loan (should I lend him the money) or as an investment (worried that my investment to be lost).
Until you can make that distinction needs money to stay on the bench.
I have a very simple rule when it comes to lending money to relatives: NEVER, EVER loan money to anyone you might have to sit next to at Thanksgiving dinner.
"Son, give me that dressing and tell everyone the story of how you blew your old father's retirement money ..."
A loan from a family member is no different than a loan from a bank. You, Mr. Banker, are giving your son, sir borrower, the use of your money for a certain period of time and you expect to pay under certain conditions even if their business to the south the loan. Sure, you will probably be a bit more forgiving than a bank when the loan goes unpaid, but the damage to your personal relationship can restore extreme and difficult.
In the most basic terms if you borrow your son the money you he is the creditor and the debtor. Have you ever heard of a creditor and debtor have a very good relationship? Visa has ever just called to ask how you're doing? Does your mortgage company ever had a child named after you? Probably not.
The same rule applies with investing in a family business. I have raised money for various business ventures and not once did I ever think about asking my relatives to chip in. The last thing I would ever want to do is lose my mother's yard sale money. I had never heard the end of it!
An investment is made with the understanding that money is totally at risk with no guarantee of return. Even under the best circumstances, an investment in any business is a gamble. You are betting your money that the company will be successful and that you get a payback at some point in the future.
Hug your money real tight before the investment, because if the company does not make it you will never see your money.
You and your wife seem very concerned about making your son crazy, which is another big red flag calling for me. If your son is not mature enough to take the word without getting upset, "no" he's certainly not mature enough to start a business and to implement. Unless that company is a bicycle paper route, and even then I would not put my money on his chances of success.
The bottom line is this: if you can afford to give your son the money and can do so without attaching strings, then by all means give him the money and wish him well. Courageous entrepreneurial spirit and support him as a parent should.
However, do not expect anything in return and never spend the money, especially if he's the one carving the turkey on Thanksgiving Day.
Here's to your success!
Tim Knox, Entrepreneur, Author, Speaker, Radio Host
Founder, The Insiders Club, gives you the opportunity to start your business today
Bestselling author of "Everything I Know About Business I Learned From My Mama"
Thursday, 30 January 2014
Keeping It Interesting
A few lines from a movie never leave your mind, I do not always remember the context, but I remember the dialog. "The Big Chill" is one of the few movies that I own (VHS). At dinner, William Hurt, Jeff Goldbloom and Tom Berenger discuss their past as dogs growl for a turkey leg on Thanksgiving. JoBeth Williams brings peace by chastising of men, and that Hurt replied with a grin, "Just try to keep the conversation. Lively" It's one of those "had to be there" moments.
Tire Dealers "keep the conversation lively." Have you noticed that long-term rates fell, while short-term rates have risen? Low long-term interest rates is the housing asset (a positive, perhaps), with the implicit suggestion of a slowing economy (a decrease in long-term loans by corporations suggests a slowdown in the economy). All this happens when the Federal Reserve rates higher torques!
An interest rate anomaly occurs when short-term rates is near than long-term rates. This is known as an "inverted yield curve". Inverted yield curve preceded the last five recessions. "There's something strange going on in the bond market," writes ES Browning (Wall Street Journal, May 31, 2005). Markets have long-term trends right, usually .
Low interest rates encourage positive stock returns, but market volatility seems to defy such optimism. One day stocks are up and the next down. Someone said: "When interest rates are low to grow share." Many market analysts get hit-happy moments with low interest rates. Optimism not move markets, pessimism does. Browning wisely observes' ... the prevailing view in the stock market is one of the celebrations ... "When it should be feared. (WSJ, May 31, 2005)
Some economists expect deteriorating economic conditions. "In the past 35 years, the skeptics say, have Fed rate increases tend to end up with the problems." (WSJ, May 31, 2005) Most recently, the chewing gum market plunged in 2000 left stocks looking like bubble gum pink on the cheeks of a child.
No simple resolution keeps investors against the dangers of an inverted yield curve. Each analyst, economist and expert has an opinion. What matters is the reaction of the bond market, and the current short and long term profits are "keep it interesting."
My point? There is no way to each asset class movement (up or down) to predict. Broad diversification within the bond universe provides overall benefit to your portfolio. This does not mean owning all possible binding, it means integrating bond management consistently to achieve within the context of your risk tolerance, your goals.
* These are the main bond (fixed income) asset classes U.S. government
* International Fixed Income
* Municipals (tax-efficient accounts)
* High Yield
* Emerging Market Debt
"If there is one thing is no longer a subject of controversy, it is no longer an issue of importance." - William Hazlitt, English essayist (1778 - 1830)
Ray Randall serves clients as a registered investment advisor with his firm, Ethos Advisory Services, Essex, Massachusetts. He has extensive experience in financial services, writes a weekly newsletter for Ethos Advisory Services, and coordinates the developments at Echievements . Ray has a Masters Degree from Gordon-Conwell Theological Seminary, Hamilton, MA. You can e-mail him or call
Tire Dealers "keep the conversation lively." Have you noticed that long-term rates fell, while short-term rates have risen? Low long-term interest rates is the housing asset (a positive, perhaps), with the implicit suggestion of a slowing economy (a decrease in long-term loans by corporations suggests a slowdown in the economy). All this happens when the Federal Reserve rates higher torques!
An interest rate anomaly occurs when short-term rates is near than long-term rates. This is known as an "inverted yield curve". Inverted yield curve preceded the last five recessions. "There's something strange going on in the bond market," writes ES Browning (Wall Street Journal, May 31, 2005). Markets have long-term trends right, usually .
Low interest rates encourage positive stock returns, but market volatility seems to defy such optimism. One day stocks are up and the next down. Someone said: "When interest rates are low to grow share." Many market analysts get hit-happy moments with low interest rates. Optimism not move markets, pessimism does. Browning wisely observes' ... the prevailing view in the stock market is one of the celebrations ... "When it should be feared. (WSJ, May 31, 2005)
Some economists expect deteriorating economic conditions. "In the past 35 years, the skeptics say, have Fed rate increases tend to end up with the problems." (WSJ, May 31, 2005) Most recently, the chewing gum market plunged in 2000 left stocks looking like bubble gum pink on the cheeks of a child.
No simple resolution keeps investors against the dangers of an inverted yield curve. Each analyst, economist and expert has an opinion. What matters is the reaction of the bond market, and the current short and long term profits are "keep it interesting."
My point? There is no way to each asset class movement (up or down) to predict. Broad diversification within the bond universe provides overall benefit to your portfolio. This does not mean owning all possible binding, it means integrating bond management consistently to achieve within the context of your risk tolerance, your goals.
* These are the main bond (fixed income) asset classes U.S. government
* International Fixed Income
* Municipals (tax-efficient accounts)
* High Yield
* Emerging Market Debt
"If there is one thing is no longer a subject of controversy, it is no longer an issue of importance." - William Hazlitt, English essayist (1778 - 1830)
Ray Randall serves clients as a registered investment advisor with his firm, Ethos Advisory Services, Essex, Massachusetts. He has extensive experience in financial services, writes a weekly newsletter for Ethos Advisory Services, and coordinates the developments at Echievements . Ray has a Masters Degree from Gordon-Conwell Theological Seminary, Hamilton, MA. You can e-mail him or call
Wednesday, 15 January 2014
Guru Focused: Robert Olstein's Short Sells
Although it is quite rare that value gurus sell stocks short, Robert Olstein has been selling short in his Financial Alert Fund. Accountant-turned fund manager spots values by looking behind the numbers. In the second quarter of 2004, Robert Olstein sold short American Italian Pasta Co. (PLB) at $ 31. After about six months he covered for $ 20, quickly made more than $ 1 million for his fund. He is currently short two files: Computer Sciences Corp. (CSC) and Fleetwood Enterprises Inc. (FLE), although things do not always go that smoothly.
Robert Olstein is definitely one of the best money managers (which is why he's Hall of Fame Guru Focus). The strategy of looking behind the numbers has brought his fund a 15.5% average annual return of more than 10 years after all costs. The only downside was the year 2002, from 19%. In 2000, the year of the tech bubble burst, the fund increased by 12%, and in 2001, an increase of 17%.
Robert Olstein began shorting Computer Sciences Corp. (CSC) in the first quarter of 2004 at an average price of $ 41. He said that the accounts of CSC is not in line with economic reality, CSC is worth about $ 30. The price of CSC not down, however. He then shorted more shares. But the price of CSC went up, by the fourth quarter of 2004, the price of CSC was $ 56. It came down to what in the first quarter of 2005, Robert Olstein was confident enough to share again more recently. From the end of the first quarter, his short position in CSC total of 504 500 shares at an average price of $ 42. As of this writing, the price of CSC is $ 46.4.
The other short selling of Robert Olstein is Fleetwood Enterprises Inc. (FLE). He thinks Fleetwood Enterprises Inc. is worth about $ 5-6 per share. He sold short 1.1955 million shares of FLE at about $ 9.2 per share in the first quarter of 2005. Now Fleetwood has a price of $ 9.5 per share.
Remarkably, another highly respected value manager, GuruFocus guru, Robert Rodriguez, disagreed with his colleagues Olstein value. In the fourth quarter of 2004, 269,500 shares of FLE Rodriguez added to his holdings at about $ 14 per share. If the share price dropped to $ 9, 2.2619 million more shares, bringing its total position in Fleetwood makes to 3.7144 million shares he added.
Who is right, Robert vs. Robert?
Dr. Charlie Tian is the Director of Research at GuruFocus.com, a website follows the stock picks and market insight of guru investors such as Warren Buffett, George Soros, etc.
Robert Olstein is definitely one of the best money managers (which is why he's Hall of Fame Guru Focus). The strategy of looking behind the numbers has brought his fund a 15.5% average annual return of more than 10 years after all costs. The only downside was the year 2002, from 19%. In 2000, the year of the tech bubble burst, the fund increased by 12%, and in 2001, an increase of 17%.
Robert Olstein began shorting Computer Sciences Corp. (CSC) in the first quarter of 2004 at an average price of $ 41. He said that the accounts of CSC is not in line with economic reality, CSC is worth about $ 30. The price of CSC not down, however. He then shorted more shares. But the price of CSC went up, by the fourth quarter of 2004, the price of CSC was $ 56. It came down to what in the first quarter of 2005, Robert Olstein was confident enough to share again more recently. From the end of the first quarter, his short position in CSC total of 504 500 shares at an average price of $ 42. As of this writing, the price of CSC is $ 46.4.
The other short selling of Robert Olstein is Fleetwood Enterprises Inc. (FLE). He thinks Fleetwood Enterprises Inc. is worth about $ 5-6 per share. He sold short 1.1955 million shares of FLE at about $ 9.2 per share in the first quarter of 2005. Now Fleetwood has a price of $ 9.5 per share.
Remarkably, another highly respected value manager, GuruFocus guru, Robert Rodriguez, disagreed with his colleagues Olstein value. In the fourth quarter of 2004, 269,500 shares of FLE Rodriguez added to his holdings at about $ 14 per share. If the share price dropped to $ 9, 2.2619 million more shares, bringing its total position in Fleetwood makes to 3.7144 million shares he added.
Who is right, Robert vs. Robert?
Dr. Charlie Tian is the Director of Research at GuruFocus.com, a website follows the stock picks and market insight of guru investors such as Warren Buffett, George Soros, etc.
Sunday, 29 December 2013
New U.S. Mint Coins a Golden Opportunity
In April, the U.S. Mint revealed plans to strike new .9999 gold coins to go after the growing global market for .9999 fine (24-karat) gold coins in early 2006. Studies show that pure gold coins claim 60% of the world's gold coin market, which is about $ 2.4 billion annually. The Royal Canadian Mint's Maple Leafs holds the number one place for pure gold coins. However, problems surfaced with maple leafs.
If the Mint avoids the problems that have developed with Gold Maple Leafs, it has a golden opportunity to grab. An even larger share of the gold coin market The U.S. Mint's American Gold Eagles are the best selling 22-carat gold coins in the world.
Despite the fact that the world's best-selling 24-carat gold coins, design and packaging 1-oz Maple Leafs' leave them susceptible to damage. As a result, Gold Maple Leafs have fallen into disfavor among American gold coin investors. There are indications that gold coin investors worldwide have the same frustrations with 1-oz Gold Maple Leaf coins.
It is almost impossible to remove, inspect, and put 1-oz Gold Maple Leafs back in their tubes without scratching them, no matter how carefully done. Gold Maple Leafs have smooth, clear areas around Queen Elizabeth's likeness and sharp serrated edge. When the coins are put back in their tubes the edges scratch the fields - and sometimes elevated image of the queen.
And, heaven forbid that a 1-oz Gold Maple Leaf is dropped on a hard floor or a tabletop. But the most damage is done when investors handle the coins. If Gold Maple Leafs roughly treated, as investors are used to treat Krugerrands and Gold Eagles, Gold Maple Leafs are easily damaged. Consequently, many badly damaged Gold Maple Leafs are reflected in the secondary market.
Until a few years ago, Gold Eagles and Maple Leafs sold in the same markings on spot. But, as Maple Leafs, investors who bought since 1979, began to arrive in the secondary market, problems surfaced. Now, to keep investors in the U.S. market to buy Maple Leafs, the Royal Canadian Mint for new (current year) Gold Maple Leafs offer at a half-a-percent under Gold Eagle awards.
Damaged 1-oz Gold Maple Leafs are such a problem that a major secondary market maker stopped dealing in coins for a while. The head trader said he was not the time to discuss with buyers and sellers the terms of the coins. He said his staff had no time to inspect each coin and classify it as the amount of the damage. It is commonplace for sellers to say that the coins are in "perfect condition." But when Gold Maple Leafs come, they often badly scratched or nicked rim.
Another major bullion dealer (perhaps the nation's largest) currently buys back "perfect" Gold Maple leaves from dealers located just over a spot, which means that investors receive less than their place as dealers resolve this firm. For scratched or damaged coins, these firms pay less than spot, which the company to send a refinery at a profit if the company does not have the coins buyers for Gold Maple Leafs.
The secondary dealer returned to trading Gold Maple Leafs, but alone buy them at prices that will enable him to profitably melt the coins as they really are beaten. As noted, because of the problem with the secondary market Gold Maple Leafs, the Royal Canadian Mint has to price Gold Maple Leafs below Gold Eagles to entice people to participate in the U.S. market. Gold Maple Leafs investors
Fortunately - the free market is what it is - there are dealers who evaluate the time to Gold Maple Leafs and pay more for those in better condition will take. Nevertheless, the spread (the difference between what an investor can buy and sell at any time) to "perfect" Gold Maple Leafs is about $ 4 wider than Gold Eagles. However, the U.S. Mint's new 24-karat gold coins have no problem coins.
For example, the 1-oz Austrian Philharmonics and The Perth Mint's 1-oz coins are .9999 fine. However, these coins are not easy to be damaged during normal handling due to their design and / or packaging.
Philharmonics ten to a tube and can be taken off and put back without scratches in their tubes. The Perth Mint coins come individually encased in hard plastic capsules. As long as Perth Mint coins remain in their capsules, they maintain their perfect conditions.
Hopefully, you know the U.S. Mint of the problems with the Gold Maple Leafs and designs her new .9999 fine coins and their packaging, so that the coins are not easily scratched or damaged. If the Mint chooses to deal with the packaging of the new coins in tubes, as the Gold Eagles and as Philharmonics are packaged, then avoid. Currency have milled edges
Although Gold Eagles edges, old U.S. gold coins ($ 20 Libs and St. Gaudens) are milled were beaten with lettering on the edges. So, lettering is not new to the U.S. Mint. With lettering, the edges are smooth, making the coins are less likely to scratch other coins in treatment. Philharmonics, which is not susceptible to damage, letters have their edges.
[Over the centuries, mints learned to design to guard against "shaving," a process in which a small amount of metal is "shaved" the edges gold coins. Milled edges are trimmed clearly audible. Light letters on the edges solves the problem. If no lettering can be seen on coins that are known to have been beaten with letters, then the coins shaven and no longer have their original gold content.]
If you Maple Leafs, Perth Mint .9999 fine gold coins have milled edges and carry an effigy of Queen Elizabeth II on the obverse (front). However, to protect against damage, the Coin The Perth Mint encapsulates them in plastic capsules. When Perth Mint gold coins are removed from their capsules and tubes, the coins are easily scratched as his Maple Leafs.
To go after a piece of the $ 2400000000 .9999 fine gold coin market, the Mint needs to consider the mindset of bullion coin investors. Bullion coin investors look for alternatives to paper money, they are not coin collectors. Bullion coin investors prefer coins packaged so they can be stored and secured easily.
This means that the coin must package the coins twenty to form a tube, which has become - in particular as a result of the Gold Eagles - are preferred. Five tubes favorable total hundred coins. Furthermore, the tubes are made of the same durable plastic which Gold Eagle pipes are manufactured. Hard plastic pipes, such as Philharmonics, and can break when dropped. Gold Eagle pipes, however, are virtually indestructible.
"Shave" for protection against the Mint should design with letters edges. Their new coins Letters edges would make the coins less prone to scratches.
The Mint is like to feel and weight. Their currencies after the bullion coin market, and bullion investors Packing the coins in tubes allows investors to more easily inspect their coins. Collectors, on the other hand, want to make. Their coins in such pristine condition Although capsules are excellent for protecting collector coins, coins individually packaged in capsules require more space for storage. The other aspect that the Mint has to consider is the theme of the coin.
The coin should be the theme to make something uniquely American, as it did with his American Eagles coins. For the Gold Eagles, the Mint chose a slimmed-down rendition of Augustus Saint-Gaudens' famous Standing Liberty, which he founded in 1907 to create a new Double Eagle ($ 20 gold coin) worship. Almost a hundred years later, the Saint Gaudens, the currency is now called, is seen as the most beautiful coin by the U.S. Mint.
For the Silver Eagles, the Mint chose AA Weinman Walking Liberty design, which was used on half dollars from 1916 to 1947. Walking Liberty halves are among the most popular silver coins ever turned out by the U.S. Mint. Based on the success of the Silver Eagles program (more than 128 million sold since their inception), making the Walking Liberty on Silver Eagles was the right move.
Some may argue that the Standing Liberty and the Walking Liberty used in American Eagles program, design and therefore the currency to go to another design. However, the Standing Liberty and the Walking Liberty immediately identified as American by the world's bullion coin buyers. Besides, is not so much Miss Liberty icon of our nation as the eagle?
If the U.S. Mint avoids the problems that have surfaced with Gold Maple Leafs and offers gold coin investors a strong alternative, then it has a golden opportunity to gain a large share of the .9999 fine gold market. With proper planning, could Currency grip of the Maple Leaf on the .9999 bullion to shake. Currency market
Bill Haynes heads CMI Gold & Silver, one of the nation? Oldest precious metals dealers. For more information about investing in gold and silver, visit
If the Mint avoids the problems that have developed with Gold Maple Leafs, it has a golden opportunity to grab. An even larger share of the gold coin market The U.S. Mint's American Gold Eagles are the best selling 22-carat gold coins in the world.
Despite the fact that the world's best-selling 24-carat gold coins, design and packaging 1-oz Maple Leafs' leave them susceptible to damage. As a result, Gold Maple Leafs have fallen into disfavor among American gold coin investors. There are indications that gold coin investors worldwide have the same frustrations with 1-oz Gold Maple Leaf coins.
It is almost impossible to remove, inspect, and put 1-oz Gold Maple Leafs back in their tubes without scratching them, no matter how carefully done. Gold Maple Leafs have smooth, clear areas around Queen Elizabeth's likeness and sharp serrated edge. When the coins are put back in their tubes the edges scratch the fields - and sometimes elevated image of the queen.
And, heaven forbid that a 1-oz Gold Maple Leaf is dropped on a hard floor or a tabletop. But the most damage is done when investors handle the coins. If Gold Maple Leafs roughly treated, as investors are used to treat Krugerrands and Gold Eagles, Gold Maple Leafs are easily damaged. Consequently, many badly damaged Gold Maple Leafs are reflected in the secondary market.
Until a few years ago, Gold Eagles and Maple Leafs sold in the same markings on spot. But, as Maple Leafs, investors who bought since 1979, began to arrive in the secondary market, problems surfaced. Now, to keep investors in the U.S. market to buy Maple Leafs, the Royal Canadian Mint for new (current year) Gold Maple Leafs offer at a half-a-percent under Gold Eagle awards.
Damaged 1-oz Gold Maple Leafs are such a problem that a major secondary market maker stopped dealing in coins for a while. The head trader said he was not the time to discuss with buyers and sellers the terms of the coins. He said his staff had no time to inspect each coin and classify it as the amount of the damage. It is commonplace for sellers to say that the coins are in "perfect condition." But when Gold Maple Leafs come, they often badly scratched or nicked rim.
Another major bullion dealer (perhaps the nation's largest) currently buys back "perfect" Gold Maple leaves from dealers located just over a spot, which means that investors receive less than their place as dealers resolve this firm. For scratched or damaged coins, these firms pay less than spot, which the company to send a refinery at a profit if the company does not have the coins buyers for Gold Maple Leafs.
The secondary dealer returned to trading Gold Maple Leafs, but alone buy them at prices that will enable him to profitably melt the coins as they really are beaten. As noted, because of the problem with the secondary market Gold Maple Leafs, the Royal Canadian Mint has to price Gold Maple Leafs below Gold Eagles to entice people to participate in the U.S. market. Gold Maple Leafs investors
Fortunately - the free market is what it is - there are dealers who evaluate the time to Gold Maple Leafs and pay more for those in better condition will take. Nevertheless, the spread (the difference between what an investor can buy and sell at any time) to "perfect" Gold Maple Leafs is about $ 4 wider than Gold Eagles. However, the U.S. Mint's new 24-karat gold coins have no problem coins.
For example, the 1-oz Austrian Philharmonics and The Perth Mint's 1-oz coins are .9999 fine. However, these coins are not easy to be damaged during normal handling due to their design and / or packaging.
Philharmonics ten to a tube and can be taken off and put back without scratches in their tubes. The Perth Mint coins come individually encased in hard plastic capsules. As long as Perth Mint coins remain in their capsules, they maintain their perfect conditions.
Hopefully, you know the U.S. Mint of the problems with the Gold Maple Leafs and designs her new .9999 fine coins and their packaging, so that the coins are not easily scratched or damaged. If the Mint chooses to deal with the packaging of the new coins in tubes, as the Gold Eagles and as Philharmonics are packaged, then avoid. Currency have milled edges
Although Gold Eagles edges, old U.S. gold coins ($ 20 Libs and St. Gaudens) are milled were beaten with lettering on the edges. So, lettering is not new to the U.S. Mint. With lettering, the edges are smooth, making the coins are less likely to scratch other coins in treatment. Philharmonics, which is not susceptible to damage, letters have their edges.
[Over the centuries, mints learned to design to guard against "shaving," a process in which a small amount of metal is "shaved" the edges gold coins. Milled edges are trimmed clearly audible. Light letters on the edges solves the problem. If no lettering can be seen on coins that are known to have been beaten with letters, then the coins shaven and no longer have their original gold content.]
If you Maple Leafs, Perth Mint .9999 fine gold coins have milled edges and carry an effigy of Queen Elizabeth II on the obverse (front). However, to protect against damage, the Coin The Perth Mint encapsulates them in plastic capsules. When Perth Mint gold coins are removed from their capsules and tubes, the coins are easily scratched as his Maple Leafs.
To go after a piece of the $ 2400000000 .9999 fine gold coin market, the Mint needs to consider the mindset of bullion coin investors. Bullion coin investors look for alternatives to paper money, they are not coin collectors. Bullion coin investors prefer coins packaged so they can be stored and secured easily.
This means that the coin must package the coins twenty to form a tube, which has become - in particular as a result of the Gold Eagles - are preferred. Five tubes favorable total hundred coins. Furthermore, the tubes are made of the same durable plastic which Gold Eagle pipes are manufactured. Hard plastic pipes, such as Philharmonics, and can break when dropped. Gold Eagle pipes, however, are virtually indestructible.
"Shave" for protection against the Mint should design with letters edges. Their new coins Letters edges would make the coins less prone to scratches.
The Mint is like to feel and weight. Their currencies after the bullion coin market, and bullion investors Packing the coins in tubes allows investors to more easily inspect their coins. Collectors, on the other hand, want to make. Their coins in such pristine condition Although capsules are excellent for protecting collector coins, coins individually packaged in capsules require more space for storage. The other aspect that the Mint has to consider is the theme of the coin.
The coin should be the theme to make something uniquely American, as it did with his American Eagles coins. For the Gold Eagles, the Mint chose a slimmed-down rendition of Augustus Saint-Gaudens' famous Standing Liberty, which he founded in 1907 to create a new Double Eagle ($ 20 gold coin) worship. Almost a hundred years later, the Saint Gaudens, the currency is now called, is seen as the most beautiful coin by the U.S. Mint.
For the Silver Eagles, the Mint chose AA Weinman Walking Liberty design, which was used on half dollars from 1916 to 1947. Walking Liberty halves are among the most popular silver coins ever turned out by the U.S. Mint. Based on the success of the Silver Eagles program (more than 128 million sold since their inception), making the Walking Liberty on Silver Eagles was the right move.
Some may argue that the Standing Liberty and the Walking Liberty used in American Eagles program, design and therefore the currency to go to another design. However, the Standing Liberty and the Walking Liberty immediately identified as American by the world's bullion coin buyers. Besides, is not so much Miss Liberty icon of our nation as the eagle?
If the U.S. Mint avoids the problems that have surfaced with Gold Maple Leafs and offers gold coin investors a strong alternative, then it has a golden opportunity to gain a large share of the .9999 fine gold market. With proper planning, could Currency grip of the Maple Leaf on the .9999 bullion to shake. Currency market
Bill Haynes heads CMI Gold & Silver, one of the nation? Oldest precious metals dealers. For more information about investing in gold and silver, visit
Friday, 27 December 2013
Basic Options Terms
Options are good investing and speculative instruments. But options terminology can confuse even experienced investors. In this article we will take a few basic options terms.
Option - A contract giving the holder the right, but not the obligation, to buy or sell a particular security at a predetermined price provides for a certain period. The seller of the option has the obligation to the terms of the agreement is fulfilled in case of exercise of the buyer's option.
Call Option - A contract that gives the buyer the right, but not change the obligation, to buy at an exercise price a certain amount of underlying any time before the contract expires (if the American style option) or any expiration (as the European-style option). The call option buyer hopes the price of the shares will rise by a specific date when the put option seller hopes that the price of the shares to decline or remain stable by the specified date.
For example: I'm writing a call option with 100 Microsoft shares, strike at $ 35 and maturity in July. Now I have an obligation to the terms of the agreement are fulfilled. I get some money for this contract and I hope that the price will be more than $ 35, no. But if you exercise the option buyer contract I have to sell you 100 Microsoft shares at $ 35 each.
Put Option - An option contract giving the owner the right, but not the obligation, to sell at an exercise price a specified amount of an underlying asset within a certain time. The put option buyer hopes the price of the shares will drop by a specific date when the put option seller hopes that the price of the shares rise or remain stable by the specified date.
For example, I write a putt option with 100 Microsoft shares, strike at $ 35 and maturity in July. I get some money for this contract and I hope that the price will not be less than $ 35. But if you exercise the option buyer contract I should buy from you 100 Microsoft shares at $ 35 each.
Underlying Security - The stocks, commodities, futures or other financial instruments to which an option contract is based.
For example: In previous examples underlying security is Microsoft stock.
Exercise Price or Strike Price - The price that the option contract, the holder may buy or sell the underlying asset.
Due Date - The date on which an option and all rights associated with it ceases to exist. Maturity is the last day on which an option can be exercised.
Expiration - The date and time after which an option can not be exercised.
Exercise - can holder to the right to appeal associated with a particular option. In the exercise of a call option, the holder acquires shares at an exercise price of the vendor option. In the case of a put, the holder of the option the seller sells the stock option at the strike price.
Automatic Exercise - The automatic exercise of in-the-money option at expiration of the clearing firm.
Premium - the total price of an option both intrinsic and extrinsic or time.
In-the-Money Option - A call option is in-the-money if the strike price is lower than the market price of the underlying asset. A put option is in-the-money if the strike price is higher than the market price of the underlying asset
At-the-money - An option is at-the-money if the strike price is equal to the current market price of the underlying asset.
Out-of-the-Money - An option with strike price is above (in the case of a call) or below (in the case of a put) the current market price of the underlying asset.
Intrinsic Value - The part of the price of an option that can account for the amount by which the option is in-the-money. Intrinsic Value = Oprion price - TimeValue (for options in-the-money)
Time Value of extrinsic value - The amount by which the current price of an option exceeds its intrinsic value. The price of the out-of-the-money and at-the-money options consists exclusively of extrinsic value
Options can be risky, but you can control and reduce risks. If you buy newbie in options, buy some books, visit some seminars or online training before your first option or sell.
If you want to invest or trading courses, trainings or seminars will visit FPLab - Educational Resource for traders and investors Links catalog
Option - A contract giving the holder the right, but not the obligation, to buy or sell a particular security at a predetermined price provides for a certain period. The seller of the option has the obligation to the terms of the agreement is fulfilled in case of exercise of the buyer's option.
Call Option - A contract that gives the buyer the right, but not change the obligation, to buy at an exercise price a certain amount of underlying any time before the contract expires (if the American style option) or any expiration (as the European-style option). The call option buyer hopes the price of the shares will rise by a specific date when the put option seller hopes that the price of the shares to decline or remain stable by the specified date.
For example: I'm writing a call option with 100 Microsoft shares, strike at $ 35 and maturity in July. Now I have an obligation to the terms of the agreement are fulfilled. I get some money for this contract and I hope that the price will be more than $ 35, no. But if you exercise the option buyer contract I have to sell you 100 Microsoft shares at $ 35 each.
Put Option - An option contract giving the owner the right, but not the obligation, to sell at an exercise price a specified amount of an underlying asset within a certain time. The put option buyer hopes the price of the shares will drop by a specific date when the put option seller hopes that the price of the shares rise or remain stable by the specified date.
For example, I write a putt option with 100 Microsoft shares, strike at $ 35 and maturity in July. I get some money for this contract and I hope that the price will not be less than $ 35. But if you exercise the option buyer contract I should buy from you 100 Microsoft shares at $ 35 each.
Underlying Security - The stocks, commodities, futures or other financial instruments to which an option contract is based.
For example: In previous examples underlying security is Microsoft stock.
Exercise Price or Strike Price - The price that the option contract, the holder may buy or sell the underlying asset.
Due Date - The date on which an option and all rights associated with it ceases to exist. Maturity is the last day on which an option can be exercised.
Expiration - The date and time after which an option can not be exercised.
Exercise - can holder to the right to appeal associated with a particular option. In the exercise of a call option, the holder acquires shares at an exercise price of the vendor option. In the case of a put, the holder of the option the seller sells the stock option at the strike price.
Automatic Exercise - The automatic exercise of in-the-money option at expiration of the clearing firm.
Premium - the total price of an option both intrinsic and extrinsic or time.
In-the-Money Option - A call option is in-the-money if the strike price is lower than the market price of the underlying asset. A put option is in-the-money if the strike price is higher than the market price of the underlying asset
At-the-money - An option is at-the-money if the strike price is equal to the current market price of the underlying asset.
Out-of-the-Money - An option with strike price is above (in the case of a call) or below (in the case of a put) the current market price of the underlying asset.
Intrinsic Value - The part of the price of an option that can account for the amount by which the option is in-the-money. Intrinsic Value = Oprion price - TimeValue (for options in-the-money)
Time Value of extrinsic value - The amount by which the current price of an option exceeds its intrinsic value. The price of the out-of-the-money and at-the-money options consists exclusively of extrinsic value
Options can be risky, but you can control and reduce risks. If you buy newbie in options, buy some books, visit some seminars or online training before your first option or sell.
If you want to invest or trading courses, trainings or seminars will visit FPLab - Educational Resource for traders and investors Links catalog
Wednesday, 25 December 2013
Invest or be Pink Slipped
Firing an employee seems easier for companies. Until now you allowed them to set your clocks. Now it's time to fight back! Beat them at their own game. They had linked your future. Now your security is in your own hands.
Companies are trying to make the best use of their resources so they claim. You should do the same! And when the corporation is no longer the best use of your resource give them their pink slip. You should start to look for ways to leverage your time and increase your profit potential. Think like a corporation on how you can increase your revenue per quarter.
This is exactly what I did and I'm so grateful for. I was six years old, started before diversify my income. I accomplished this by investing in commodities. I still remember the thrill of my first trading commodities. I managed to get $ 1500 to $ 18,000 in turns. Approximately 4 months That was almost identical to my $ 20,000 / year salary at that time. Until that moment, nothing I tried to do to earn a real income you know the kind of income that would allow them to spend and enjoy life, I actually worked.
I immediately stopped buying all the other so-called moneymaking material. I started focusing all my efforts on investing in commodities. A funny thing happened to me. I noticed I was doing my job better, because I was happier knowing my investments work for me. Had I was able to handle stress better. I started setting goals and taking vacations away from home instead of using my vacation time just as time off work.
I even started troubleshooting a challenge for others, but the solutions seemed to come to me with ease. I gradually moved into the business through promotions. I started watching the company as an investment for me. This vision I could start taking full advantage of their tuition reimbursement program and their interest-free loans for the purchase of computers.
My experience with investing in commodities I could change my perspective on life. When I got the news that I would have a job as a result of reorganization, from I felt no pressure. I had planned at this time, six years. Of course, everyone was quite shocked when I kept my composure and said the company was the best company I have ever worked.
I continued to work diligently and happy until the last day. You will see the company had paid for my college education, gave me two interest-free loans for my computer and gave me a lifetime of experience. Well, the truth is that I knew I had allowed me to earn to invest the money. My investments in commodities and the company
Diversifying your income now!
© Copyright David Wells. This newsletter and all its contents are proprietary products. All rights reserved. You are welcome to forward it to anyone interested. The entire newsletter
Often referred to as The Money Motivator, David Wells is passionate about helping people become crack the code to wealth money magnets. Let him teach you the techniques Hillary Clinton used $ 1,000 into $ 100,000 over the course of a year.
To The Money Motivator to work for you, visit his website at and sign up for his free newsletter, Money Moments. In it you? Will receive creative ways for getting the money you need and how to invest like a millionaire.
Companies are trying to make the best use of their resources so they claim. You should do the same! And when the corporation is no longer the best use of your resource give them their pink slip. You should start to look for ways to leverage your time and increase your profit potential. Think like a corporation on how you can increase your revenue per quarter.
This is exactly what I did and I'm so grateful for. I was six years old, started before diversify my income. I accomplished this by investing in commodities. I still remember the thrill of my first trading commodities. I managed to get $ 1500 to $ 18,000 in turns. Approximately 4 months That was almost identical to my $ 20,000 / year salary at that time. Until that moment, nothing I tried to do to earn a real income you know the kind of income that would allow them to spend and enjoy life, I actually worked.
I immediately stopped buying all the other so-called moneymaking material. I started focusing all my efforts on investing in commodities. A funny thing happened to me. I noticed I was doing my job better, because I was happier knowing my investments work for me. Had I was able to handle stress better. I started setting goals and taking vacations away from home instead of using my vacation time just as time off work.
I even started troubleshooting a challenge for others, but the solutions seemed to come to me with ease. I gradually moved into the business through promotions. I started watching the company as an investment for me. This vision I could start taking full advantage of their tuition reimbursement program and their interest-free loans for the purchase of computers.
My experience with investing in commodities I could change my perspective on life. When I got the news that I would have a job as a result of reorganization, from I felt no pressure. I had planned at this time, six years. Of course, everyone was quite shocked when I kept my composure and said the company was the best company I have ever worked.
I continued to work diligently and happy until the last day. You will see the company had paid for my college education, gave me two interest-free loans for my computer and gave me a lifetime of experience. Well, the truth is that I knew I had allowed me to earn to invest the money. My investments in commodities and the company
Diversifying your income now!
© Copyright David Wells. This newsletter and all its contents are proprietary products. All rights reserved. You are welcome to forward it to anyone interested. The entire newsletter
Often referred to as The Money Motivator, David Wells is passionate about helping people become crack the code to wealth money magnets. Let him teach you the techniques Hillary Clinton used $ 1,000 into $ 100,000 over the course of a year.
To The Money Motivator to work for you, visit his website at and sign up for his free newsletter, Money Moments. In it you? Will receive creative ways for getting the money you need and how to invest like a millionaire.
Monday, 23 December 2013
Why Women Make Better Investors than Men
Being involved in a company that trains people how to actively trade in the stock market. I get the first hand the success or failure of our customers to see. Eighty percent of our customers are male. But I would bet that eighty percent of the successful stock traders are women.
Based on this experience, I began to wonder why it is that women tend to be better investors than men. I thought about it over and over, and I could not ignore the facts. Women make successful investors.
But why? I think it comes down to three simple words: EGO, EGO, EGO. The one thing that most people have in common is a big ego. Men tend to let their egos their decisions for them. They love when they have to sell. They buy in for fear of missing that one big chance. In other words, they do not invest to get out of the market, the best deal but to invest, so they look good (or bad).
Usually when people think of investing, they think of taking chances and risks. But the truth is that investing has much more to do with emotional intelligence than most people realize. Emotional intelligence is the ability to think about a situation and not to get emotionally involved with the lens. Women, in general, have a high emotional intelligence.
This quality makes women big investors. Instead of investing based on what will make them look good, women will invest according to a plan - not based on what mood they are in or that they are "good" or "error" will be.
Investing is not about being right or wrong. It's about making money. Women are able to get their ego aside in ways men have trouble doing up. This ability to put their ego aside makes women big investors.
Need proof? Ask yourself this: if a man and a woman are lost on a journey, which is more likely to stop and ask for directions? Women are more likely to investments ask questions until they fully understand the concepts. Men, on the other hand, may be afraid to ask the necessary questions because he can do poorly.
Women tend to invest learning provision. With a spirit And when they learn they implement solid plans. To say that they "know that a business is good", while men women you usually can tell why the company is good.
As more and more women turn to invest, I think we see this trend. Women better than men The ability of a woman to put her ego aside gives her all the upper hand in the investment strategy.
And because women are still paid less on average than men (a situation that needs to change - Pronto), women can use to invest more and work less their inherent advantages. So men can go, hard work, and earn a lot of money, while women can invest more, work less and earn more money.
Visit the Global Investment Institute and signup for our free Investing For Beginners E-Course at
Investment webmasters or publishers, please feel free to publish this article provided this reference is included and continue to actively use all the links.
Based on this experience, I began to wonder why it is that women tend to be better investors than men. I thought about it over and over, and I could not ignore the facts. Women make successful investors.
But why? I think it comes down to three simple words: EGO, EGO, EGO. The one thing that most people have in common is a big ego. Men tend to let their egos their decisions for them. They love when they have to sell. They buy in for fear of missing that one big chance. In other words, they do not invest to get out of the market, the best deal but to invest, so they look good (or bad).
Usually when people think of investing, they think of taking chances and risks. But the truth is that investing has much more to do with emotional intelligence than most people realize. Emotional intelligence is the ability to think about a situation and not to get emotionally involved with the lens. Women, in general, have a high emotional intelligence.
This quality makes women big investors. Instead of investing based on what will make them look good, women will invest according to a plan - not based on what mood they are in or that they are "good" or "error" will be.
Investing is not about being right or wrong. It's about making money. Women are able to get their ego aside in ways men have trouble doing up. This ability to put their ego aside makes women big investors.
Need proof? Ask yourself this: if a man and a woman are lost on a journey, which is more likely to stop and ask for directions? Women are more likely to investments ask questions until they fully understand the concepts. Men, on the other hand, may be afraid to ask the necessary questions because he can do poorly.
Women tend to invest learning provision. With a spirit And when they learn they implement solid plans. To say that they "know that a business is good", while men women you usually can tell why the company is good.
As more and more women turn to invest, I think we see this trend. Women better than men The ability of a woman to put her ego aside gives her all the upper hand in the investment strategy.
And because women are still paid less on average than men (a situation that needs to change - Pronto), women can use to invest more and work less their inherent advantages. So men can go, hard work, and earn a lot of money, while women can invest more, work less and earn more money.
Visit the Global Investment Institute and signup for our free Investing For Beginners E-Course at
Investment webmasters or publishers, please feel free to publish this article provided this reference is included and continue to actively use all the links.
Saturday, 21 December 2013
Hedge Fund 101 - Make Money with Hedge Funds
Investors are always looking for the best investments that will yield the most profit. Any investor who can afford the extra cost should consider investing in Hedge Funds. Hedge Funds were launched in 1949 by Alfred Winslow Jones, who pioneered non-traditional investment strategies. Jones innovated this new investment by selling short stocks, while buying other stocks (long stocks). Hedge Funds are very similar to mutual funds except that fewer rules on Hedge Funds. As a result, hedge funds usually require a much larger investment.
What are Hedge Funds?
Hedge Funds can help investors make more money with a higher risk investments. Other techniques in Hedge Funds are "leverage" that money is borrowed to trade in addition to the information that one investor capital. Using Hedge Funds also requires an incentive fee. An incentive fee is a fee-based part the profits of the client, as opposed to a fixed percentage of the assets. This fee is then invested and ideally will get. investors more money
Generally, companies are the owners of Hedge Funds because most people do not have enough money to the minimum required to have a Hedge Fund investments meet. In 2004, investments Hedge Fund past the $ 1 trillion dollar mark. In mid-2004 about 39 companies shared the Hedge Fund total value of $ 1.1 trillion.
Common Techniques for investing
There are other techniques for investing in Hedge Funds. One way is to invest in a company just before a major merger. If one becomes aware of a merger, and purchasing large quantities of shares in a company that is about to merge, the shares rise sharply once the merger takes place. This is, unfortunately, a very high risk investment because some mergers may not occur.
Other techniques are short, that is where one invests in seemingly undervalued securities, trade commodities and FX contracts, and take advantage of the separation between the current market price and the highest purchase price in events such as mergers.
Why are Hedge Funds Beneficial?
Hedge Funds are also beneficial because of their high level of security. Hedge Funds are private, between individuals, and do not need to be made to the government or other companies. Known Currently, Hedge Funds are not registered with the SEC. Needed Hedge Funds are also based in places with less regulation (IE The Cayman Islands, The Virgin Islands, etc.). However, a disadvantage of Hedge Fund security is the fact that it looks suspiciously have mysterious investments. For this reason, many companies and investors criticized as being involved in Hedge Funds.
Conclusion
Hedge Funds are a very risky investment with a big payoff. To invest in Hedge Funds, one must be willing to do. A very large investment Hedge Funds are similar to mutual funds except that there is less regulation on Hedge Funds. Less regulation lead many people to be investors who invest in Hedge Funds suspicious. However, if one is willing to take the risk, Hedge Funds can definitely pay off!
Scott Hill Worth enjoys writing about financial topics. More information on Hedge Funds Blog, a blog with daily hedge fund research and news.
What are Hedge Funds?
Hedge Funds can help investors make more money with a higher risk investments. Other techniques in Hedge Funds are "leverage" that money is borrowed to trade in addition to the information that one investor capital. Using Hedge Funds also requires an incentive fee. An incentive fee is a fee-based part the profits of the client, as opposed to a fixed percentage of the assets. This fee is then invested and ideally will get. investors more money
Generally, companies are the owners of Hedge Funds because most people do not have enough money to the minimum required to have a Hedge Fund investments meet. In 2004, investments Hedge Fund past the $ 1 trillion dollar mark. In mid-2004 about 39 companies shared the Hedge Fund total value of $ 1.1 trillion.
Common Techniques for investing
There are other techniques for investing in Hedge Funds. One way is to invest in a company just before a major merger. If one becomes aware of a merger, and purchasing large quantities of shares in a company that is about to merge, the shares rise sharply once the merger takes place. This is, unfortunately, a very high risk investment because some mergers may not occur.
Other techniques are short, that is where one invests in seemingly undervalued securities, trade commodities and FX contracts, and take advantage of the separation between the current market price and the highest purchase price in events such as mergers.
Why are Hedge Funds Beneficial?
Hedge Funds are also beneficial because of their high level of security. Hedge Funds are private, between individuals, and do not need to be made to the government or other companies. Known Currently, Hedge Funds are not registered with the SEC. Needed Hedge Funds are also based in places with less regulation (IE The Cayman Islands, The Virgin Islands, etc.). However, a disadvantage of Hedge Fund security is the fact that it looks suspiciously have mysterious investments. For this reason, many companies and investors criticized as being involved in Hedge Funds.
Conclusion
Hedge Funds are a very risky investment with a big payoff. To invest in Hedge Funds, one must be willing to do. A very large investment Hedge Funds are similar to mutual funds except that there is less regulation on Hedge Funds. Less regulation lead many people to be investors who invest in Hedge Funds suspicious. However, if one is willing to take the risk, Hedge Funds can definitely pay off!
Scott Hill Worth enjoys writing about financial topics. More information on Hedge Funds Blog, a blog with daily hedge fund research and news.
Thursday, 19 December 2013
The Power of Small Numbers: Trading Success is Based on Consistency, Not Home Runs
Online trading is so seductive - just sit, click, and rake in the profits! But as anyone who has ever seriously attempted online trading will probably tell you, it's just not as easy as it sounds.
Many novice traders are seduced by the lure of the "home run", that big trade
that makes you an instant millionaire and pull at night your own
private island paradise.
But when she wakes up.
To be on the trading of all kinds, really successful you need consistency, even if it
with small quantities. The ultimate goal is to keep the trade and then to
final wealth, but always go for the big wins they usually wind up with
large losses instead.
It is perfectly understandable that people are not interested in small profits.
After all, what would you have, big or small profits? Rather But the fact is
it's not a simple choice. Small gains are achieved more often, but
traders when they refuse to participate, they often lose much, much more.
Small but steady increase over time can add up to some truly huge numbers. For
For example, in option trading (my main area of focus for the last few years) is
not at all uncommon to hear about the profits of 100%, 300%, even 1000% in a single
trade! And while these results absolutely possible, by expecting them to be
our daily results we train our minds to accept nothing less and eventually
doom ourselves to disappointment.
To 10% profit taking. Imagine yourself training And what if you train
never too much of your money instead into a trade, but
manage it carefully? Say you have only 10% or less of your total trading
in a particular trade? If you would only be entitled to only half a profit of 5%
your total bill each month, compounding monthly earnings, you would
a better than 31% return in one year and more than 115% in just 3 years! How
much investment are you currently involved in the return as to have!
The key is small amounts, no big.
In the market there are usually only four possible outcomes:
1. A great asset
2. A small profit
3. A large loss
4. A small loss
Assume that over time, your small gains and small losses each average
out. That leaves you with only big profits and big losses. If you absolutely,
positively never allow yourself to believe that only leaves a great loss
the big profits. This large profits will ensure you a lot of money on
the long-term. You are not specifically for them, but we know
statistically, that as long as you can survive in the trading game long enough,
you are bound to occasionally some lucky "home runs" each.
You can not win if you're not in the game, and the way to stay in the game
by good money management, risk assessment, position sizing, etc. Without
these parts, most new traders blow up their accounts and never return to
the game.
Do not be one of those merchants.
There are to be made in online trading, fortunes but you should be able to stay in
the game. It is said that "the best offense is a good defense" and nowhere is
this more true than in the trade. Risk management and managing your money will
all but guarantee your success. The last major obstacle is your own emotions, but
that's a topic for my next article, "Emotions: A Trader Worst Enemy".
Jonathan van Clute is a full-time real estate investor, educator, speaker, and online options trader. In addition to his business activities, he is also a musician, video editor / animator, and one of the world's largest Segway Polo athletes. He can be reached via email at
Many novice traders are seduced by the lure of the "home run", that big trade
that makes you an instant millionaire and pull at night your own
private island paradise.
But when she wakes up.
To be on the trading of all kinds, really successful you need consistency, even if it
with small quantities. The ultimate goal is to keep the trade and then to
final wealth, but always go for the big wins they usually wind up with
large losses instead.
It is perfectly understandable that people are not interested in small profits.
After all, what would you have, big or small profits? Rather But the fact is
it's not a simple choice. Small gains are achieved more often, but
traders when they refuse to participate, they often lose much, much more.
Small but steady increase over time can add up to some truly huge numbers. For
For example, in option trading (my main area of focus for the last few years) is
not at all uncommon to hear about the profits of 100%, 300%, even 1000% in a single
trade! And while these results absolutely possible, by expecting them to be
our daily results we train our minds to accept nothing less and eventually
doom ourselves to disappointment.
To 10% profit taking. Imagine yourself training And what if you train
never too much of your money instead into a trade, but
manage it carefully? Say you have only 10% or less of your total trading
in a particular trade? If you would only be entitled to only half a profit of 5%
your total bill each month, compounding monthly earnings, you would
a better than 31% return in one year and more than 115% in just 3 years! How
much investment are you currently involved in the return as to have!
The key is small amounts, no big.
In the market there are usually only four possible outcomes:
1. A great asset
2. A small profit
3. A large loss
4. A small loss
Assume that over time, your small gains and small losses each average
out. That leaves you with only big profits and big losses. If you absolutely,
positively never allow yourself to believe that only leaves a great loss
the big profits. This large profits will ensure you a lot of money on
the long-term. You are not specifically for them, but we know
statistically, that as long as you can survive in the trading game long enough,
you are bound to occasionally some lucky "home runs" each.
You can not win if you're not in the game, and the way to stay in the game
by good money management, risk assessment, position sizing, etc. Without
these parts, most new traders blow up their accounts and never return to
the game.
Do not be one of those merchants.
There are to be made in online trading, fortunes but you should be able to stay in
the game. It is said that "the best offense is a good defense" and nowhere is
this more true than in the trade. Risk management and managing your money will
all but guarantee your success. The last major obstacle is your own emotions, but
that's a topic for my next article, "Emotions: A Trader Worst Enemy".
Jonathan van Clute is a full-time real estate investor, educator, speaker, and online options trader. In addition to his business activities, he is also a musician, video editor / animator, and one of the world's largest Segway Polo athletes. He can be reached via email at
Tuesday, 17 December 2013
What Is A Fair Market Value, Really? If You're Going To Trade, Be Sure It's Worth It!
I've been involved in online trading, especially with stock and index options, for several years. In this time I have to think about value and the fact that a large part of the time everything, whether it's a stock or currency or even a house spent is worth exactly what someone else will pay. Sure, there are a million and a price models (especially in financial markets) that will tell you what something worth should be precise. But in the final analysis, if no one will pay that much, then it is not really worth that price.
Let us illustrate this concept in a very simple way. I'm an American so I will
Use U.S. currency to make my point.
What is an account worth $ 20? Without thinking about it and talking about inflation,
exchange rates, etc. Let's just say that it is believed to be worth the effort generally
$ 20.
Would you pay me $ 20 for a $ 20 bill? I'm probably not advisable, since there
would be no real reason to do so. You should go to the trouble of
to me $ 20 and I would have to go to the trouble of giving you my $ 20
bill, and none of us would be in a better position than we were before.
Therefore, I would like to present a $ 20 bill is not really the idea
worth $ 20 because nobody would probably pay $ 20 for it!
So how much would you pay for a $ 20 bill? Would you pay $ 19.99? Is it worth
the effort for 1 cent? No? How about $ 19.50? $ 19? Shall I continue?
In a free and fair market is the market itself that determines value, and
given a sufficiently large market, that value should be fairly accurate. I read a
article online some time ago about someone who decided to carry out an experiment
just for fun. He put a new $ 5 bill for auction online and began the wait
at 1 cent. He crafted a creative description of the note, and waited for the show
results. When it was all said and done, the bill had to sell in fact - for
just over $ 3. He spoke with the winning bidder, who said he had made a
profit many times online by purchasing currency for less than face value
(Including a $ 20 bill for less than $ 10 if I remember correctly).
The conductor of the experiment left it at that - nothing more than a somewhat
humorous exploration into what people think something is worth. But for me, this
meant so much more.
A dollar is not worth a dollar ... So what is it worth? What
would you trade for $ 1? For $ 20? For $ 100? $ 1,000? And if a dollar is not
actually worth a dollar, is part of the stock worth $ 50, or in fact anything at
all?
The answer is yes. At one point it is worth exactly what someone is
willing to pay for it. No more, no less. Money and value are only ideas,
they are no absolutes.
Consider this carefully the next time you're convinced the stock, option,
mint, house, or anything else that you want to buy is worth what you are going
pay.
Jonathan van Clute is a full-time real estate investor, educator, speaker, and online options trader. In addition to his business activities, he is also a musician, video editor / animator, and one of the world's largest Segway Polo athletes. He can be reached via email at
Let us illustrate this concept in a very simple way. I'm an American so I will
Use U.S. currency to make my point.
What is an account worth $ 20? Without thinking about it and talking about inflation,
exchange rates, etc. Let's just say that it is believed to be worth the effort generally
$ 20.
Would you pay me $ 20 for a $ 20 bill? I'm probably not advisable, since there
would be no real reason to do so. You should go to the trouble of
to me $ 20 and I would have to go to the trouble of giving you my $ 20
bill, and none of us would be in a better position than we were before.
Therefore, I would like to present a $ 20 bill is not really the idea
worth $ 20 because nobody would probably pay $ 20 for it!
So how much would you pay for a $ 20 bill? Would you pay $ 19.99? Is it worth
the effort for 1 cent? No? How about $ 19.50? $ 19? Shall I continue?
In a free and fair market is the market itself that determines value, and
given a sufficiently large market, that value should be fairly accurate. I read a
article online some time ago about someone who decided to carry out an experiment
just for fun. He put a new $ 5 bill for auction online and began the wait
at 1 cent. He crafted a creative description of the note, and waited for the show
results. When it was all said and done, the bill had to sell in fact - for
just over $ 3. He spoke with the winning bidder, who said he had made a
profit many times online by purchasing currency for less than face value
(Including a $ 20 bill for less than $ 10 if I remember correctly).
The conductor of the experiment left it at that - nothing more than a somewhat
humorous exploration into what people think something is worth. But for me, this
meant so much more.
A dollar is not worth a dollar ... So what is it worth? What
would you trade for $ 1? For $ 20? For $ 100? $ 1,000? And if a dollar is not
actually worth a dollar, is part of the stock worth $ 50, or in fact anything at
all?
The answer is yes. At one point it is worth exactly what someone is
willing to pay for it. No more, no less. Money and value are only ideas,
they are no absolutes.
Consider this carefully the next time you're convinced the stock, option,
mint, house, or anything else that you want to buy is worth what you are going
pay.
Jonathan van Clute is a full-time real estate investor, educator, speaker, and online options trader. In addition to his business activities, he is also a musician, video editor / animator, and one of the world's largest Segway Polo athletes. He can be reached via email at
Sunday, 15 December 2013
Emotions: A Trader's Worst Enemy; Get Rid of Fear and Greed - You'll be Glad You Did
You hear it over and over and over in books, forums and chat rooms. Fear and greed, fear and greed, fear and greed. Emotions are a trader's worst enemy. What should we do? We are human after all. People have emotions. We can not just throw a switch and suddenly behave as "Data" on Star Trek the Next Generation.
So what is the answer for the aspiring entrepreneur?
It all comes down to two main components:
1. Having a plan
2. Having a suitable trading style
You hear often the first point. Unpleasant little phrases like "Plan your
trade, trade your plan "are thrown around as if it was really just that simple.
But without the second part, the first part is useless. What good is a plan if
you do not know what kind of plan is suitable?
For example, you could plan your commute to work is expected to create 30
mile trip in 20 minutes, but if you walk that plan is not going to work
very good is it? The plan was simply not suitable for you in that situation.
There are any number of possible trading methods and styles, from
chart reading to fundamental analysis, cycles to Fibonacci retracements,
intraday, Dogs of the DOW, options, futures, forex, Pork Bellies, Arbitration -
it can make you feel like your head will explode! But what you trade not
out almost as much as how, or perhaps why you trade.
Why should you trade?
Are you the type who likes to play video games, loves fast action, and has no
problem is glued to a screen all day? Then maybe intra-day trading 1 and 5
minute maps of high volatility stock options is for you.
Earlier check your trades maybe every few days, or maybe once a week? Than
perhaps swing trading currency pairs is more your style.
Rather sleep easy at all times, never worry in the least about your
trades because you knew in advance that they would benefit? When my friend,
arbitrage trading is calling your name.
Each style has its advantages and disadvantages, risks and rewards, but
the important thing is that the style of the trader must match. If you jump on the market
believe that just because someone else can do it this way then so can you -
you may be in for a very painful surprise.
Never trade someone else's plan. Never trade someone else's style. You
absolutely have your own temperament well enough to determine what you want
trade, and exactly how you will act. Your money management rules, your
tolerance for losses, ie costs, your willingness to change the trade if you
consultancy market is proven wrong - that are the real secrets of the trade
separate the novice from the veteran. With this in place, emotions can be
reduced if not eliminated.
After all, what would you most at ease? Driving through an unknown
city alone, unaccompanied, driving with a map or driving with a full color
street-level detail GPS navigation system?
I will take the GPS thank you.
So before you trade, consider the following your first, or next:
a. Do you understand what you trade and why?
b. You know what you will do given one of the possible outcomes?
c. Are you ready and willing to admit you were wrong about the trade, and if so, what will you do about it and when?
d. Are you comfortable with the thought of losing the money that you are on the market, and will survive your trading trade another day when you do that?
These are all part of what you need to have. In your plan I urge you to have at
if they thoroughly before risking the least amount of money in a
real trade.
Emotions - "You can not trade with 'em, and you must act without' em."
Jonathan van Clute is a full-time real estate investor, educator, speaker, and online options trader. In addition to his business activities, he is also a musician, video editor / animator, and one of the world's largest Segway Polo athletes. He can be reached via e-mail
So what is the answer for the aspiring entrepreneur?
It all comes down to two main components:
1. Having a plan
2. Having a suitable trading style
You hear often the first point. Unpleasant little phrases like "Plan your
trade, trade your plan "are thrown around as if it was really just that simple.
But without the second part, the first part is useless. What good is a plan if
you do not know what kind of plan is suitable?
For example, you could plan your commute to work is expected to create 30
mile trip in 20 minutes, but if you walk that plan is not going to work
very good is it? The plan was simply not suitable for you in that situation.
There are any number of possible trading methods and styles, from
chart reading to fundamental analysis, cycles to Fibonacci retracements,
intraday, Dogs of the DOW, options, futures, forex, Pork Bellies, Arbitration -
it can make you feel like your head will explode! But what you trade not
out almost as much as how, or perhaps why you trade.
Why should you trade?
Are you the type who likes to play video games, loves fast action, and has no
problem is glued to a screen all day? Then maybe intra-day trading 1 and 5
minute maps of high volatility stock options is for you.
Earlier check your trades maybe every few days, or maybe once a week? Than
perhaps swing trading currency pairs is more your style.
Rather sleep easy at all times, never worry in the least about your
trades because you knew in advance that they would benefit? When my friend,
arbitrage trading is calling your name.
Each style has its advantages and disadvantages, risks and rewards, but
the important thing is that the style of the trader must match. If you jump on the market
believe that just because someone else can do it this way then so can you -
you may be in for a very painful surprise.
Never trade someone else's plan. Never trade someone else's style. You
absolutely have your own temperament well enough to determine what you want
trade, and exactly how you will act. Your money management rules, your
tolerance for losses, ie costs, your willingness to change the trade if you
consultancy market is proven wrong - that are the real secrets of the trade
separate the novice from the veteran. With this in place, emotions can be
reduced if not eliminated.
After all, what would you most at ease? Driving through an unknown
city alone, unaccompanied, driving with a map or driving with a full color
street-level detail GPS navigation system?
I will take the GPS thank you.
So before you trade, consider the following your first, or next:
a. Do you understand what you trade and why?
b. You know what you will do given one of the possible outcomes?
c. Are you ready and willing to admit you were wrong about the trade, and if so, what will you do about it and when?
d. Are you comfortable with the thought of losing the money that you are on the market, and will survive your trading trade another day when you do that?
These are all part of what you need to have. In your plan I urge you to have at
if they thoroughly before risking the least amount of money in a
real trade.
Emotions - "You can not trade with 'em, and you must act without' em."
Jonathan van Clute is a full-time real estate investor, educator, speaker, and online options trader. In addition to his business activities, he is also a musician, video editor / animator, and one of the world's largest Segway Polo athletes. He can be reached via e-mail
Friday, 13 December 2013
Investing and the Fear of Regret and Greed
People tend to feel sorrow and grief after having made an error in judgment.
Investors decision to buy or sell a security are typically emotionally affected by whether the security is purchased or sold for more or less than the current price.
One theory is that investors avoid selling stocks that go down to the fear, to avoid pain and regret having made a bad investment. On the other hand, they also avoid selling when prices go up, because they are very greedy and are afraid that the price will continue to rise.
Many people wonder why they are not 100% or 200% profits have taken when they had the chance. Ie their Most investors will rationalize they ran these high profits down because they were afraid they would lose even higher profits. In my opinion, for many of these investors, it was just greed that prevented them from selling their stocks.
Any experienced trader knows that fear and greed are two emotions that can dramatically affect your success in the market.
You have to deal with controlling greed and fear every day. While there are no easy answers when it comes to the stock market, one thing I am sure:
If you're a greedy trader and always try to squeeze out every last point of each trade, it is only a matter of time before you end up with a lot less than you actually started!.
Oliver Velez of http://www.Pristine.com says greed "that small sample in each individual. "Part of our success in the market, he says, is learning when this little monster a little more room to work and when to curtail its actions give." Each event has two ultimate outcomes - either a win or loss ", Velez says. "Greed can gaze at the stars, without any consideration of the rocks below. It can prevent you from considering that there is a downside and establishing a stop loss, or develop a systematic way of exit or termination of a trade if in fact things do not work. "
The embarrassment of having to report the loss to others can also contribute to the tendency not to sell losing investments or obtain.
Some researchers speculate that investors follow the crowd and conventional wisdom to the possibility of feeling regret in the event that their decisions prove to prevent incorrect.
Many investors find it easier to buy a popular stock and rationalize it down because all the property and thought so highly of.
Copyright © 2005 I.E.C. Haramis haramis@greekshares.com
Ioannis - Evangelos (Akis) C. Haramis was born in Greece in 1951 and studied in Greece, the U.S. and Belgium. He has been active in the equity markets since 1972. Since 2002 he is New Business Development Managing Director at an Investment Bank and the publisher of
Investors decision to buy or sell a security are typically emotionally affected by whether the security is purchased or sold for more or less than the current price.
One theory is that investors avoid selling stocks that go down to the fear, to avoid pain and regret having made a bad investment. On the other hand, they also avoid selling when prices go up, because they are very greedy and are afraid that the price will continue to rise.
Many people wonder why they are not 100% or 200% profits have taken when they had the chance. Ie their Most investors will rationalize they ran these high profits down because they were afraid they would lose even higher profits. In my opinion, for many of these investors, it was just greed that prevented them from selling their stocks.
Any experienced trader knows that fear and greed are two emotions that can dramatically affect your success in the market.
You have to deal with controlling greed and fear every day. While there are no easy answers when it comes to the stock market, one thing I am sure:
If you're a greedy trader and always try to squeeze out every last point of each trade, it is only a matter of time before you end up with a lot less than you actually started!.
Oliver Velez of http://www.Pristine.com says greed "that small sample in each individual. "Part of our success in the market, he says, is learning when this little monster a little more room to work and when to curtail its actions give." Each event has two ultimate outcomes - either a win or loss ", Velez says. "Greed can gaze at the stars, without any consideration of the rocks below. It can prevent you from considering that there is a downside and establishing a stop loss, or develop a systematic way of exit or termination of a trade if in fact things do not work. "
The embarrassment of having to report the loss to others can also contribute to the tendency not to sell losing investments or obtain.
Some researchers speculate that investors follow the crowd and conventional wisdom to the possibility of feeling regret in the event that their decisions prove to prevent incorrect.
Many investors find it easier to buy a popular stock and rationalize it down because all the property and thought so highly of.
Copyright © 2005 I.E.C. Haramis haramis@greekshares.com
Ioannis - Evangelos (Akis) C. Haramis was born in Greece in 1951 and studied in Greece, the U.S. and Belgium. He has been active in the equity markets since 1972. Since 2002 he is New Business Development Managing Director at an Investment Bank and the publisher of
Wednesday, 11 December 2013
Seven Investment Terms Everyone Should Know
For those who have never given a second thought, their financial future, the term "Financial Planning" a scary. Investments can be a smart way to invest for your future money, but it can be confusing for people who have no experience in the financial business. Before you consult a financial planner is a good idea to familiarize yourself with some of the terms that you become likely to hear from him or her.
* Mutual Fund-An investment made with money that is collected by people with an investment objective in mind. The fund is handled primarily buys a person known as the fund manager. Mutual funds are easy and cost-effective, because you are responsible for making the decision about where to invest the money.
* Asset Allocation Fund-A mutual fund that contains different types of investments, such as stocks, bonds, real estate and foreign equities. These are typical of the small investors who want to invest in a variety of resources to maintain. Constant returns
* Risk-Return Trade-Off-This is the amount of money you can stand to lose relative to the amount of money you are willing to invest. Low risk investments often have low payouts, while the high-risk investments usually have higher payouts. When investing money you have the amount of money you can lose before determining how much money you are going to invest and where you decide to invest.
* Compounding-Money made an investment which are then reinvested in the same or another investment to generate. Their own income
* Bonds-Money that is lent to a company or government at a specified interest rate. The company will usually give a kind of document that explains the loan amount and the agreed interest rate and the total amount to be repaid at some time or "maturity".
* Stocks-Pieces of a company for sale. One could buy shares of a company at a certain price in the hope that the company would gain a significant amount of money and that they are able to sell at a higher price would be. Stocks
* Money Market Funds-money invested in debt by an investment fund. The aim is to obtain important money for the debt. The advantage of the Money Market Account is that they offer very low investment of less than $ 1.00.
Timothy Gorman is a successful Webmaster and publisher of . He provides more debt relief, credit counseling, repair and free financial planning information that you can research in your pajamas on his website.
* Mutual Fund-An investment made with money that is collected by people with an investment objective in mind. The fund is handled primarily buys a person known as the fund manager. Mutual funds are easy and cost-effective, because you are responsible for making the decision about where to invest the money.
* Asset Allocation Fund-A mutual fund that contains different types of investments, such as stocks, bonds, real estate and foreign equities. These are typical of the small investors who want to invest in a variety of resources to maintain. Constant returns
* Risk-Return Trade-Off-This is the amount of money you can stand to lose relative to the amount of money you are willing to invest. Low risk investments often have low payouts, while the high-risk investments usually have higher payouts. When investing money you have the amount of money you can lose before determining how much money you are going to invest and where you decide to invest.
* Compounding-Money made an investment which are then reinvested in the same or another investment to generate. Their own income
* Bonds-Money that is lent to a company or government at a specified interest rate. The company will usually give a kind of document that explains the loan amount and the agreed interest rate and the total amount to be repaid at some time or "maturity".
* Stocks-Pieces of a company for sale. One could buy shares of a company at a certain price in the hope that the company would gain a significant amount of money and that they are able to sell at a higher price would be. Stocks
* Money Market Funds-money invested in debt by an investment fund. The aim is to obtain important money for the debt. The advantage of the Money Market Account is that they offer very low investment of less than $ 1.00.
Timothy Gorman is a successful Webmaster and publisher of . He provides more debt relief, credit counseling, repair and free financial planning information that you can research in your pajamas on his website.
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